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Started By
Message
I pay over $100 /week and get F'd
Posted on 9/29/15 at 4:07 pm
Posted on 9/29/15 at 4:07 pm
Why do insurance companies / Health Care provides F the hard working American.
Had a baby 2014, with my insurance I had to pay over 3K. (I know that's crappy insurance) I found out that cash patience can get away with paying under $1,000
I had a CT Scan that would have cost me 2K -> Cash price $400.00
Colonoscopy my cost $975.00 -> cash patient $550
I asked if I could be a cash patient and they said that if my insurance is on file they are required to use it and there is no way to do it cash.
Anyone else have any thoughts or similar experiences. Might as well bitch to the OT because the doctor offices don't care.
Had a baby 2014, with my insurance I had to pay over 3K. (I know that's crappy insurance) I found out that cash patience can get away with paying under $1,000
I had a CT Scan that would have cost me 2K -> Cash price $400.00
Colonoscopy my cost $975.00 -> cash patient $550
I asked if I could be a cash patient and they said that if my insurance is on file they are required to use it and there is no way to do it cash.
Anyone else have any thoughts or similar experiences. Might as well bitch to the OT because the doctor offices don't care.
This post was edited on 9/29/15 at 4:11 pm
28
Posted on 9/29/15 at 4:10 pm to tigerweb
quote:
patience
Posted on 9/29/15 at 4:10 pm to tigerweb
quote:
patience
Posted on 9/29/15 at 4:10 pm to tigerweb
Obama
Posted on 9/29/15 at 4:10 pm to tigerweb
Just drop your insurance.
You're welcome.
You're welcome.
Posted on 9/29/15 at 4:10 pm to tigerweb
Insurance is the biggest scam in the world. It is in case some shite happens. If nothing ever happens you never get your money back. Meanwhile they nearly 70% of the commercials on TV are those of an insurance company.
Posted on 9/29/15 at 4:11 pm to tigerweb
I was a cash patient until Obamacare. Urgent Care clinics and cash pay doctors.
Now I get to see my new doctor once a year, BUT if I need anything else at all, I have a $3600 deductible. But my limits are really high, so it's really just catastrophic insurance. Still it costs me $280 a month.
Now I get to see my new doctor once a year, BUT if I need anything else at all, I have a $3600 deductible. But my limits are really high, so it's really just catastrophic insurance. Still it costs me $280 a month.
Posted on 9/29/15 at 4:11 pm to tigerweb
Tell them from here on out you have no insurance, you cancelled it. Then, if you get with the big 25k bill, whip out your insurance card.
Posted on 9/29/15 at 4:11 pm to tigerweb
And not a single comma was used this day.
Posted on 9/29/15 at 4:12 pm to tigerweb
I have, what I thought was, really good insurance. I just had a colonoscopy done and still had to fork out $1500
Posted on 9/29/15 at 4:12 pm to tigerweb
Tell me about it. I pay out the arse and my deductible is $3K. Got quoted an MRI for $600, but out the door cash price for $280. WTF.
Posted on 9/29/15 at 4:13 pm to tigerweb
Hard working individuals like you and I are sheep. We drive the country and benefit the least from it. The rich convince us they are far smarter and do more important jobs netting them 2-3 times our salaries. The poor convince us that they are far more stupid and need our help. Long story short, life sucks. But LSU football looks to be really good this year. 
Posted on 9/29/15 at 4:13 pm to tigerweb
quote:
Colonoscopy my cost $975.00 -> cash patient $550
how is this possible?
I thought the way it worked was hospitals bill an outrageous amount...insurance companies say frick you we are only paying this amount...and people without insurance get screwed by not having it and owing more
Posted on 9/29/15 at 4:14 pm to tigerweb
ok...one at a time.
So the $3000 you paid was your yearly deductible?
Again, deductible?
Sorry, not buying that. Anesthesia + doc bill + facility + pathology =/= $550. Maybe your facility fee alone as a cash pay patient would be $550, but not your total cost for all entities.
Fraud's a bitch, ain't it?
quote:
Had a baby 2014, with my insurance I had to pay over 3K. (I know that's crappy insurance) I found out that cash patience can get away with paying under $1,000
So the $3000 you paid was your yearly deductible?
quote:
I had a CT Scan that would have cost me 2K -> Cash price $400.00
Again, deductible?
quote:
Colonoscopy my cost $975.00 -> cash patient $550
Sorry, not buying that. Anesthesia + doc bill + facility + pathology =/= $550. Maybe your facility fee alone as a cash pay patient would be $550, but not your total cost for all entities.
quote:
I asked if I could be a cash patient and they said that if my insurance is on file they are required to use it and there is no way to do it cash.
Fraud's a bitch, ain't it?
Posted on 9/29/15 at 4:14 pm to tigerweb
u already know the answer, you're just too scared to do it.
pay yourself first, in 3yrs you'll have 15k cash, 5 - 25k....but no touchee cashee you get peepee whacked
but most folks are not that disciplined
pay yourself first, in 3yrs you'll have 15k cash, 5 - 25k....but no touchee cashee you get peepee whacked
but most folks are not that disciplined
Posted on 9/29/15 at 4:16 pm to ForeverLSU02
quote:
I just had a colonoscopy done and still had to fork out $1500
at least they didn't go in dry the first time
Posted on 9/29/15 at 4:17 pm to tigerweb
quote:
Why do insurance companies / Health Care provides F the hard working American.
Because...
That's why.
Posted on 9/29/15 at 4:17 pm to yellowhammer2098
quote:
Obama
I can tell you're young. HC has been on the upswing since before the 2004 Medicare Part D legislation re: Rx costs. It was a overall Rx and HC platform then and has been every day since.
Posted on 9/29/15 at 4:18 pm to tigerweb
quote:
cash patience
Gold.
Posted on 9/29/15 at 4:20 pm to tigerweb
quote:
I had a CT Scan that would have cost me 2K -> Cash price $400.00
Colonoscopy my cost $975.00 -> cash patient $550
I asked if I could be a cash patient and they said that if my insurance is on file they are required to use it and there is no way to do it cash.
Are those higher prices the bullshite amounts your provider would bill your insurance, or are they what you would pay out of pocket toward your deductible after your insurance knocks the bullshite amounts down to their negotiated rates, some or all of which they may pay, leaving you to pick up the difference?
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