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Flood Victims - Have adjuster cover your AC unit if flooded

Posted on 8/19/16 at 7:57 am
Posted by STEVED00
Member since May 2007
22362 posts
Posted on 8/19/16 at 7:57 am
Just an FYI bc I had to work for this after Katrina.

My house received about 6-8" of water and so did AC unit which was on the ground. Unit worked when power was restored. I had my AC guy give the system a checkup and he informed me that even though the unit was working the water did make contact with certain electrical contacts which will probably reduce the life of the outside unit. He wrote me up a little report about it and after a little back and forth insurance covered it. About 1.5 yrs later the unit crapped out. Saved me a couple grand.

Just an FYI.
This post was edited on 8/19/16 at 7:59 am
Posted by McCringleberryy
Member since Dec 2012
4306 posts
Posted on 8/19/16 at 8:08 am to
Thanks, I'll add this to the list of things I need talk to my adjuster about.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65423 posts
Posted on 8/19/16 at 8:10 am to
The overall message about the A/C is correct but -
quote:

My house received about 6-8" of water
Calling BS.

Anyone who has their house flooded knows EXACTLY the depth of the flood water that was in it.

Personal experience.
This post was edited on 8/19/16 at 8:11 am
Posted by Teeoff007
Baton Rouge
Member since Jun 2005
156 posts
Posted on 8/19/16 at 8:18 am to
It would be helpful if people would post questions to ask adjusters during inspections. Such as 1) are you paying for mold treatment and inspection 2)electrical inspection etc
Posted by TFS4E
Washington DC
Member since Nov 2008
13114 posts
Posted on 8/19/16 at 8:21 am to
I mean, my house flooded in Katrina and I tell people about 4 ft. It was varying depths depending on the slope of the house.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65423 posts
Posted on 8/19/16 at 8:23 am to
quote:

It was varying depths depending on the slope of the house.
Your house slopes.

OK.
This post was edited on 8/19/16 at 8:24 am
Posted by J Murdah
Member since Jun 2008
39766 posts
Posted on 8/19/16 at 8:30 am to
quote:

Calling BS.

Anyone who has their house flooded knows EXACTLY the depth of the flood water that was in it.

Who cares, that isnt the point of OP.
Posted by dkreller
Laffy
Member since Jan 2009
30248 posts
Posted on 8/19/16 at 8:33 am to
You've obviously never experienced what sinking ground can do to older houses.

Have you ever been in an old house?
Posted by MrSmith
Member since Sep 2009
8311 posts
Posted on 8/19/16 at 8:34 am to
6-8" is pretty concise... If he said 10-20" then maybe you'd have a point
Posted by LSU Jax
Gator Country Hell
Member since Sep 2006
8811 posts
Posted on 8/19/16 at 8:48 am to
quote:

Anyone who has their house flooded knows EXACTLY the depth of the flood water that was in it.


What the frick do you want him to say? 6 3/4". Not a big difference between 6" and 8".
Posted by CHEDBALLZ
South Central LA
Member since Dec 2009
21891 posts
Posted on 8/19/16 at 8:52 am to
Same think happened to.my cousin for Rita. Insurance paid him for it
Posted by Isabelle81
NEW ORLEANS, LA
Member since Sep 2015
2718 posts
Posted on 8/19/16 at 9:20 am to
Not all houses are perfectly flat and there can be a variance in height of flood from room to room and even in one room. When we flooded in the 80's, we didn't take out a tape measure and get the exact numbers, we eyeballed it as well as our adjuster and FEMA. Get real!!!

Adding: OP must live in a world that is flat.
This post was edited on 8/19/16 at 9:22 am
Posted by Breesus
House of the Rising Sun
Member since Jan 2010
66982 posts
Posted on 8/19/16 at 9:21 am to
quote:

Not all houses are perfectly flat and there can be a variance in height of flood from room to room and even in one room


Also, in my house there were tide marks
Posted by STEVED00
Member since May 2007
22362 posts
Posted on 8/19/16 at 9:59 am to
Well this is my Personal Experience.

I had evacuated and then I couldn't get into my house for 2 weeks after Katrina. My house was in JP so just had minor water bc the pumping stations were not manned. PThe mold was about 2 feet up the wall. The actual amount of water was a bit of a guesstimate. Definitely over the shoe molding but after that is was hard to tell.

Oh and
This post was edited on 8/19/16 at 10:10 am
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