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Message
Decided to ask the OT instead of MT: Who do you bank with and why?
Posted on 3/10/15 at 9:46 am
Posted on 3/10/15 at 9:46 am
My local CU was bought out by an outfit who has proven over the past few months they don't give a red rat's @ss about customer service. After 20 years with my old CU, the new sheriff's simply don't value my business, and I'm ready to pull up stakes.
Who do you bank with and why? Obviously I put a premium on a small feel (I really prefer CU's for that reason) and an excellent customer service experience. I'm in the Baton Rouge area, but at this point I'm also open to dealing with anyone who can provide a better experience from a customer service standpoint, large or small.
We utilize an app for most of our banking needs-balance transfers, checking account balances, etc-and are just using this for a joint checking and savings, along with a loan here or there based on needs or wants.
So who does the OT bank with?
Who do you bank with and why? Obviously I put a premium on a small feel (I really prefer CU's for that reason) and an excellent customer service experience. I'm in the Baton Rouge area, but at this point I'm also open to dealing with anyone who can provide a better experience from a customer service standpoint, large or small.
We utilize an app for most of our banking needs-balance transfers, checking account balances, etc-and are just using this for a joint checking and savings, along with a loan here or there based on needs or wants.
So who does the OT bank with?
17
Posted on 3/10/15 at 9:47 am to GFunk
quote:
Who do you bank with and why
Regions
Convenience-closest to my house.
Posted on 3/10/15 at 9:47 am to GFunk
Shitney
A branch has always been convenient.
A branch has always been convenient.
This post was edited on 3/10/15 at 9:49 am
Posted on 3/10/15 at 9:49 am to GFunk
Chase because they are everywhere, except DC 
Posted on 3/10/15 at 9:50 am to GFunk
Coastal Commerce
They gave me a line of credit when no one else would. My credit score is now 815. Suck my dick Regions.
They gave me a line of credit when no one else would. My credit score is now 815. Suck my dick Regions.
Posted on 3/10/15 at 9:50 am to GFunk
Capital One
Inertia
I opened a Guaranty Bank account as a teenager. Hibernia bought them years later and Capital One after that.
Inertia
I opened a Guaranty Bank account as a teenager. Hibernia bought them years later and Capital One after that.
Posted on 3/10/15 at 9:53 am to GFunk
Bank of America.
I opened my first account there in high school. Never really have had a need or desire to switch.
I opened my first account there in high school. Never really have had a need or desire to switch.
Posted on 3/10/15 at 9:54 am to GFunk
Regions. But I might be going with Patterson state bank soon. Got some good ties over there
Posted on 3/10/15 at 9:55 am to GFunk
Iberia. Service is great, people are always helpful and convenient locations around my home.
Posted on 3/10/15 at 9:55 am to GFunk
quote:
Who do you bank with and why?
Capital One - Been with them since Hibernia. CapOne improved on what Hibernia offered, and they are still improving now that they bought out ING. free personal and business checking, lowest auto loan rates for both of my last vehicles, and branches all over town for convenience.
Posted on 3/10/15 at 9:58 am to ellishughtiger
Capitol One because they were available in Louisiana and I can take pictures of checks while I live out of state.
They are also free.
They are also free.
Posted on 3/10/15 at 9:59 am to ashy larry
quote:+1
Capital One - Been with them since Hibernia
Posted on 3/10/15 at 10:00 am to GFunk
Money Talk Bank
Posted on 3/10/15 at 10:01 am to TheDeathValley
I am also a Hibernia person converted to Capital One.
Dealing with People's bank on a construction loan and they feel folksy.
If you are looking for a small feel, give them a look see.
Dealing with People's bank on a construction loan and they feel folksy.
If you are looking for a small feel, give them a look see.
Posted on 3/10/15 at 10:08 am to GFunk
First American Bank out of Vacherie.
Best bank in the whole state!
Best bank in the whole state!
Posted on 3/10/15 at 10:17 am to GFunk
(no message)
This post was edited on 4/13/20 at 9:50 am
Posted on 3/10/15 at 10:18 am to GFunk
quote:
My local CU was bought out by an outfit who has proven over the past few months they don't give a red rat's @ss about customer service. After 20 years with my old CU, the new sheriff's simply don't value my business, and I'm ready to pull up stakes.
Who do you bank with and why? Obviously I put a premium on a small feel (I really prefer CU's for that reason) and an excellent customer service experience. I'm in the Baton Rouge area, but at this point I'm also open to dealing with anyone who can provide a better experience from a customer service standpoint, large or small.
We utilize an app for most of our banking needs-balance transfers, checking account balances, etc-and are just using this for a joint checking and savings, along with a loan here or there based on needs or wants.
So who does the OT bank with?
Since you liked your CU - I would go with a CU again, the best thing you can do is make sure the CU you go with is a part of the Servicing Centers.
The Servicing Centers allows you to bank throughout the United States at any other Credit Union that is a part of the service, so it's like your bank is throughout the entire United States, but you get the niceties of a "small community" Credit Union on top of it.
Go Here and See which ones are available in your area
I did a search in the Baton Rouge area and there are 48 results.
quote:
Telco Federal Credit Union
They are a part of the Servicing Center - and from my experience the Telco brand = top notch service and friendly workers / customers. This might be your best option.
This post was edited on 3/10/15 at 10:20 am
Posted on 3/10/15 at 11:02 am to BaddestAndvari
quote:
BaddestAndvari
quote:
Since you liked your CU - I would go with a CU again, the best thing you can do is make sure the CU you go with is a part of the Servicing Centers. The Servicing Centers allows you to bank throughout the United States at any other Credit Union that is a part of the service, so it's like your bank is throughout the entire United States, but you get the niceties of a "small community" Credit Union on top of it. Go Here and See which ones are available in your area I did a search in the Baton Rouge area and there are 48 results.
Thanks for the advice.
Posted on 3/10/15 at 11:05 am to GFunk
USAA. I picked them because I already had a few loans with them, auto insurance and renters insurance. Also, they are Active Duty and Veteran friendly.
Posted on 3/10/15 at 11:09 am to GFunk
Cap 1, because Chase lost the LSU sponsorship and I needed a new card so I switched to Cap 1
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