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Started By
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Base Flood Elevation Question
Posted on 2/2/16 at 11:37 am
Posted on 2/2/16 at 11:37 am
I've been looking at some property on the south side of Diamondhead that has a BFE of 23FT plus 1.5FT. I'm a little rusty on my flood insurance knowledge. Does this mean that the base of the house must be elevated 24.5 ft from the ground? It's in a VE flood zone which may explain why the property is so cheap. 
6
Posted on 2/2/16 at 11:40 am to DCtiger1
yes
Posted on 2/2/16 at 11:46 am to DCtiger1
Yes, the bottom of the lowest beam must be 24.5 ft above the ground to get a building permit. But if you plan to insure it it's worth going 2-3 feet higher than this. And if you are going to build on it expect to spend around $175/ft2.
Posted on 2/2/16 at 11:52 am to DCtiger1
Correct, as in the bottom of your slab will be at +24.50'.
This post was edited on 2/2/16 at 11:57 am
Posted on 2/2/16 at 12:10 pm to DCtiger1
quote:
Does this mean that the base of the house must be elevated 24.5 ft from the ground?
BFE is in feet above mean sea level. So how far above the ground you have to be depends on the elevation of the ground. Subtract the ground elevation from the BFE, and that's how high off the ground you have to be.
Posted on 2/2/16 at 12:25 pm to glb
Thanks that makes sense. Most of the homes that have been rebuilt after Katrina look to be 15ft-20ft up max.
Posted on 2/2/16 at 12:28 pm to weadjust
old river?man, i'm ready to do some fishing.
Posted on 2/2/16 at 12:43 pm to DCtiger1
also all kinds of rules about underneath the home, can't go enclosing shite w/ machinery and all in there.
Posted on 2/2/16 at 12:45 pm to Chad504boy
quote:
also all kinds of rules about underneath the home, can't go enclosing shite w/ machinery and all in there.
You certainly can. Just after the Cert of Occupancy/Final Inspection and you are not too concerned with insuring certain things.
Posted on 2/2/16 at 12:56 pm to H.M. Murdock
quote:
You certainly can. Just after the Cert of Occupancy/Final Inspection and you are not too concerned with insuring certain things.
nope nope
Posted on 2/2/16 at 12:56 pm to H.M. Murdock
quote:
You certainly can. Just after the Cert of Occupancy/Final Inspection and you are not too concerned with insuring certain things.
Yes until insurance and or FEMA finds out that you have done this and they cancel your insurance or if you have to make a claim for other reasons, they can deny you. Ive seen this happen first hand here in Louisiana with new construction. I know OP in in MS but FEMA only goes off flood maps and wind zones. Better have all your ducks in a row before you build a small storage shed thinking everything will be ok.
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