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Started By
Message
Anyone worried about the raise, raze, or leave your home rumors?
Posted on 8/31/16 at 6:14 pm
Posted on 8/31/16 at 6:14 pm
I cannot get a straight answer in the rules of this. Central posted a flow chart on it, but has FEMA ever actually gone through with this stuff?
I remember after Katrina, FEMA told home owners in Palm Lake Slidell they had to but no one did after it was all said and done.
I remember after Katrina, FEMA told home owners in Palm Lake Slidell they had to but no one did after it was all said and done.
7
Posted on 8/31/16 at 6:44 pm to Rossberg02
It's been a while, but I believe the only repercussion was if you lost your home again and you didn't elevate, they would not help you again.
Posted on 8/31/16 at 6:47 pm to Aristo
The flow chart said 24" or more in an AE/A zone with 50% or more of the homes value being damaged.
Posted on 8/31/16 at 6:53 pm to Rossberg02
quote:
FEMA told home owners in Palm Lake Slidell they had to but no one did after it was all said and done.
Your anecdote is not enough info.
was there a condition? You don't get Federal money the next time if you don't raise?
Personally, I dont want US treasury money luring people into danger. the ocean will rise and be warmer. This is not going to be the worst of it.
USA taxpayers should pay for these people to relocate. Even to the point of giving them money based on their equity, as long as it goes to a place higher than 40' above sea level. Around Alexandria, you get over 40' above sea level.
Posted on 8/31/16 at 6:56 pm to CelticDog
quote:
Around Alexandria, you get over 40' above sea level.
I'd rather live underwater than in Alexandria.
Posted on 8/31/16 at 7:01 pm to fr33manator
Celtic, I do not know the deals or promises made due to the houses not being raised...just using it as a quick example.
Posted on 8/31/16 at 7:07 pm to Rossberg02
Look up Substantial Damage/Substantial improvement. If your structure is considered SD or SI then this criteria could be considered.
Posted on 8/31/16 at 7:10 pm to LStU
I believe the substantial damage is set at 50% or more of your homes value.
Posted on 8/31/16 at 8:37 pm to Rossberg02
Central has to repeal all of their flood ordinances in order to let people stay. This will not happen until sept 30. Then if that is successful the only obstacle will be the 50% rule which can not be changed but ive heard rumors that there are ways to get around it.
Posted on 8/31/16 at 8:38 pm to CelticDog
quote:
USA taxpayers should pay for these people to relocate. Even to the point of giving them money based on their equity, as long as it goes to a place higher than 40' above sea level. Around Alexandria, you get over 40' above sea level.
Are you suggesting the ENTIRE bottom half of Louisiana should just be abandoned?
Posted on 8/31/16 at 9:02 pm to CelticDog
quote:
as long as it goes to a place higher than 40' above sea level
OK, now you are being stupid.
Posted on 8/31/16 at 9:05 pm to SG_Geaux
quote:
Are you suggesting the ENTIRE bottom half of Louisiana should just be abandoned?
Most of Florida as well.
And huge chunks of the east coast population centers (NYC, Boston, DC, etc.)
Posted on 8/31/16 at 9:07 pm to 1234567k
quote:
Central has to repeal all of their flood ordinances in order to let people stay. This will not happen until sept 30. Then if that is successful the only obstacle will be the 50% rule which can not be changed but ive heard rumors that there are ways to get around it.
Where did you see/hear this?
Posted on 8/31/16 at 9:11 pm to 1234567k
quote:
Central has to repeal all of their flood ordinances in order to let people stay. This will not happen until sept 30. Then if that is successful the only obstacle will be the 50% rule which can not be changed but ive heard rumors that there are ways to get around it.
Yea that isnt true ( the repealing of "flood ordinance" part)
This post was edited on 8/31/16 at 9:13 pm
Posted on 8/31/16 at 9:33 pm to Rossberg02
quote:
The flow chart said 24" or more in an AE/A zone with 50% or more of the homes value being damaged.
The flow chart I saw from the city of central said nothing about 24" or any other water depth threshold. It said if your slab elevation is above your property base flood elevation you are good and won't have to raise and won't have to prove that house is not 50% or more damaged.
Now, if your slab is below base flood you will have to prove your home isn't greater than 50 percent of appraised value damaged. If below 50 percent no raising required, if above you will need to raise.
When did you see that 24" number?
This post was edited on 8/31/16 at 9:35 pm
Posted on 8/31/16 at 9:44 pm to feedthepig20
LINK
Here's the info about the 24". I went to the permit office across from Oak Point and the gentleman in the office said they were not issuing permits for houses with over 24" but they took my application and are holding it in the order they received it.
Here's the info about the 24". I went to the permit office across from Oak Point and the gentleman in the office said they were not issuing permits for houses with over 24" but they took my application and are holding it in the order they received it.
Posted on 8/31/16 at 9:50 pm to Rossberg02
I'm not sure what you are talking about
Posted on 8/31/16 at 9:53 pm to CelticDog
quote:
USA taxpayers should pay for these people to relocate. Even to the point of giving them money based on their equity, as long as it goes to a place higher than 40' above sea level. Around Alexandria, you get over 40' above sea level.
Posted on 8/31/16 at 10:10 pm to Hu_Flung_Pu
quote:
I'm not sure what you are talking about
Did you flood Pu? We left when the boats started taking people out but luckily it didn't get inside the house. Lots of people on my street did but I'm closer to the back on the second street which is a little higher than those.
Posted on 8/31/16 at 10:43 pm to Rossberg02
quote:
Here's the info about the 24". I went to the permit office across from Oak Point and the gentleman in the office said they were not issuing permits for houses with over 24" but they took my application and are holding it in the order they received it.
I am not an expert on this by any means, but have heard a lot from the experts in the past two weeks, including from most of the permitting offices. By and large, the permitting offices indicated that water deep enough to cover the electrical outlets would trigger a need to pull a permit. The permit request would have to be made, but at that point it sounded like they would have to perform an inspection. So it may just be that (a) they cannot rubber stamp a permit approval at 24" and you are waiting for an inspector to be available, or (b) they are trying to assess for the substantial damage issues that were mentioned earlier in the thread.
One thing I can say with absolute certainty in this process is that each house is a little different and so nothing is or will be a one size fits all. Which means that rumors are not as helpful as they could be. Go through the process and see what they tell you. Make sure you talk to all of the agencies involved as many times as you need to.
I can also say this--after Katrina, there were homeowners who received hazard mitigation funds to raise their house. Recently, FEMA has come back to collect against the homeowners who did not complete the work. It is not pretty for those who took the grant and didn't do the work. So...beware of free money with strings attached--make sure you have your ducks in a row to actually fulfill the requirements before you accept the money.
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