- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Any suggestions for home insurance?
Posted on 10/6/17 at 5:11 am
Posted on 10/6/17 at 5:11 am
Hi Everyone,
I am looking for a new home insurance policy. My current policy renewal bumped my premium up by 15% without any known causes. Any suggestions for inexpensive policy? (I am currently with Safeco). Any suggestions for an independent agent?
Also if I can ask, how much are you currently paying for your insurance? My home has 1700 sq ft living area in BR. Has $230,000 dwelling liability coverage and my premium for last year was about $1150.
Thanks for all the suggestions.
I am looking for a new home insurance policy. My current policy renewal bumped my premium up by 15% without any known causes. Any suggestions for inexpensive policy? (I am currently with Safeco). Any suggestions for an independent agent?
Also if I can ask, how much are you currently paying for your insurance? My home has 1700 sq ft living area in BR. Has $230,000 dwelling liability coverage and my premium for last year was about $1150.
Thanks for all the suggestions.
12
Posted on 10/6/17 at 5:18 am to jazzybee
My 9803 sq foot house in Malibu runs about 56000 every 6 months.
This post was edited on 10/6/17 at 5:19 am
Posted on 10/6/17 at 5:20 am to jazzybee
Hold on, let me ask my personal assistant.
Posted on 10/6/17 at 5:35 am to SuperSaint
$1100 is cheap.
Posted on 10/6/17 at 5:52 am to jazzybee
Insurance Network of Louisiana
Posted on 10/6/17 at 6:00 am to jazzybee
Liberty did us very good this summer after switching from State Farm. Moved house and cars.
Posted on 10/6/17 at 6:36 am to jazzybee
Try Farm Bureau
Posted on 10/6/17 at 6:44 am to SuperSaint
I’d guess you don’t own a home
Posted on 10/6/17 at 7:06 am to jazzybee
We had Safeco and they jacked our policy up sky high!! We said to heck with them.
I was recommended to this guy Bill Caldwell, on Jones Creek in Baton Rouge, ASI rep I think. He gave us a policy with almost the same coverage for a THIRD of the price. Dude is nice and professional also.
I was recommended to this guy Bill Caldwell, on Jones Creek in Baton Rouge, ASI rep I think. He gave us a policy with almost the same coverage for a THIRD of the price. Dude is nice and professional also.
Posted on 10/6/17 at 8:07 am to jazzybee
Sometimes a company will want to get out of insuring certain types of properties so they’ll raise the price. I use an agent that shops it around a bit every year.
ETA: I don’t change companies every year. Only when she sees a big difference somewhere else. Maybe every 4 years on average.
ETA: I don’t change companies every year. Only when she sees a big difference somewhere else. Maybe every 4 years on average.
This post was edited on 10/6/17 at 8:12 am
Posted on 10/6/17 at 9:44 am to jazzybee
1100???
All of Texas weeps.
All of Texas weeps.
Posted on 10/6/17 at 9:52 am to jazzybee
Ask for replacement cost. Its not that much more.
1,500 homes burned in 3 forest fires in my county last two years. more flooded last winter as the lake was 11' out of banks.
Its always something. I have a sick ponderosa pine, maybe 90'. If it comes down the hillside my office and bedroom and an expensive fence will all go.
Tornados happen to someone. Lightning happens.
Its always something.
Read policies. Go to independent agent. Its worth some time. I have a friend whose house is finally being built. It was a fortune doing the hazmat cleanup after the fire.
Another friend is living in a tent, waiting on delivery of a manufactured home. They ordered custom design a year ago. No partical board.
1,500 homes burned in 3 forest fires in my county last two years. more flooded last winter as the lake was 11' out of banks.
Its always something. I have a sick ponderosa pine, maybe 90'. If it comes down the hillside my office and bedroom and an expensive fence will all go.
Tornados happen to someone. Lightning happens.
Its always something.
Read policies. Go to independent agent. Its worth some time. I have a friend whose house is finally being built. It was a fortune doing the hazmat cleanup after the fire.
Another friend is living in a tent, waiting on delivery of a manufactured home. They ordered custom design a year ago. No partical board.
This post was edited on 10/6/17 at 9:54 am
Posted on 10/6/17 at 10:00 am to jazzybee
Brennan Insurance of Louisiana
Wendy@BrennanInsuranceLA.com
Wendy@BrennanInsuranceLA.com
Posted on 10/6/17 at 12:44 pm to CelticDog
Thanks for these valuable tips.
Posted on 10/6/17 at 12:45 pm to jazzybee
quote:
Any suggestions for inexpensive policy?
but you want the bestess coverage though amiright?
Page 1 of 2
Back to top
Follow TigerDroppings for LSU Football News