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Started By
Message
Where is the best place to buy a big life insurance policy from ?
Posted on 11/17/10 at 12:26 pm
Posted on 11/17/10 at 12:26 pm
I've been putting it off b/c i wanted to try to lose 50 pounds first... I've lost 10 and now thanksgiving is here... Where is the best place to give my business to ? What sort of checkup am I going to have schedule with my Dr. ?
I'm thinking about buying at least a half million dollar policy
ETA: Damnit, I meant this for the MB ... ok OT, tear me up
I'm thinking about buying at least a half million dollar policy
ETA: Damnit, I meant this for the MB ... ok OT, tear me up
This post was edited on 11/17/10 at 12:27 pm
13
Posted on 11/17/10 at 12:27 pm to Zilla
If you write me into the policy I think I know somebody
Posted on 11/17/10 at 12:28 pm to Zilla
quote:
Where is the best place to buy a big life insurance policy from ?
Sears
Posted on 11/17/10 at 12:28 pm to Zilla
Everyone has that friend that barely graduated college with a 2.2 that now sells life insurance, you just have to find him.
Posted on 11/17/10 at 12:29 pm to Zilla
matrix direct, they usually go through American General. I have a million dollar, 20 year policy and pay $40 a month.
Posted on 11/17/10 at 12:30 pm to Zilla
The Hartford. I haven't died yet but check back later and see how it turns out.
Posted on 11/17/10 at 12:31 pm to yellowfin
quote:
Everyone has that friend that barely graduated college with a 2.2 that now sells life insurance, you just have to find him.
I have two
Posted on 11/17/10 at 12:32 pm to Zilla
I'm eligible for USAA by the way...
Posted on 11/17/10 at 12:32 pm to Zilla
By the way, side note...I don't even know why I have Life Insurance right now...I'm 25, no kids, no wife, no co-signers on any of my outstanding credit...
I'm carrying over $300,000 worth of life insurance to just give my parents free money. What's the point of this.
I'm carrying over $300,000 worth of life insurance to just give my parents free money. What's the point of this.
Posted on 11/17/10 at 12:33 pm to yellowfin
quote:
Everyone has that friend that barely graduated college with a 2.2 that now sells life insurance, you just have to find him. Message Boards
Lmao! Do we have the same agent?
Posted on 11/17/10 at 12:33 pm to Cajun Revolution
The one major consideration when choosing a Life company is the financial strength and ability to pay your death claim. Good Luck.
Posted on 11/17/10 at 12:34 pm to Zilla
FWIW I use USAA for EVERYTHING.
They cut you deals when you group services through them, and typically have low rates and great prices in general.
They cut you deals when you group services through them, and typically have low rates and great prices in general.
Posted on 11/17/10 at 12:36 pm to yellowfin
quote:I'll have you know it was a 2.26, thank you very much.
barely graduated college with a 2.2
This post was edited on 11/17/10 at 12:56 pm
Posted on 11/17/10 at 12:37 pm to TexasTiger05
quote:
I have two
I've had way more than that try it
Posted on 11/17/10 at 12:38 pm to yellowfin
I don't just have friends offering me term life insurance, but also a job! I could be rich like Collis Temple III!
Posted on 11/17/10 at 12:48 pm to Cajun Revolution
quote:
What's the point of this
because its much cheaper now. as you age the premium will go up i'm sure.
Posted on 11/17/10 at 12:51 pm to Zilla
I'll go with state farm. The insurance is generally cheap due to the fact the company is so fricking big. But mostly, state farm will offer discounts if you have multiple policies with them, i think.
BTW, just so I don't get ridiculed too much for this...i do work in the financial industry but not for state farm or any insurance company.
BTW, just so I don't get ridiculed too much for this...i do work in the financial industry but not for state farm or any insurance company.
Posted on 11/17/10 at 2:27 pm to mostbesttigerfanever
I have a 300k but wanted to add another 500k policy.
they told me it will be like 36 dollars a month for 500k, 30 year term. Im about to be 31.
I just did the checkup today and my blood pressure was a little high, so they may decline me.
they told me it will be like 36 dollars a month for 500k, 30 year term. Im about to be 31.
I just did the checkup today and my blood pressure was a little high, so they may decline me.
Posted on 11/17/10 at 2:51 pm to diat150
im about 40 pounds overweight and the quotes go from $40 to $80 b/c of it...i may try to lose that first before i go in
Posted on 11/17/10 at 3:55 pm to Zilla
quote:
im about 40 pounds overweight and the quotes go from $40 to $80 b/c of it...i may try to lose that first before i go in
Get the insurance now, then if you loose the weight they should re rate you if you pay for the medical exam, if not then you could just replace it with another policy. By doing this you are insured and if something big changes in your medical history you still have insurance, if you do not get something now, try to loose the weight (it is holiday time) something weird happen and you get diagnosed, you may become un insurable.
as for which companies... do you belong to any professional orginzations? They sometimes have great deals, also look for strong companies, I choose New York Life. Now is also a good time to look at long-term disablity insurance
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