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LSUAlum2001
LSU Fan
Tier BP
Member since Aug 2003
33051 posts

What's the consensus here on an excellent credit score?
>=750?


Teddy Ruxpin
LSU Fan
Austin, TX
Member since Oct 2006
25200 posts

re: What's the consensus here on an excellent credit score?
For Credit card applications and such, the number I see is 720. Of course, they will go lower, but that seems to be the auto acceptance number.

This can change for various other forms of credit I imagine.

I will say once you hit 700 you are in very good shape. After that you are just getting more and more excellent.
This post was edited on 7/9 at 1:14 pm


MG
LSU Fan
New Orleans
Member since Dec 2007
271 posts

re: What's the consensus here on an excellent credit score?
The new norm is 740+ for the best rates. However, they will lend to everyone.


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ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
8462 posts

re: What's the consensus here on an excellent credit score?
Anything over 740 is just for show


4LSU2
LSU Fan
Madisonville
Member since Dec 2009
26069 posts

re: What's the consensus here on an excellent credit score?
quote:

Anything over 740 is just for show




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bubbz
Baylor Fan
Baton Rouge
Member since Mar 2006
19362 posts

re: What's the consensus here on an excellent credit score?
720+ will get you just about anything you need and is considered excellent.

Anything higher is really only considered for mortgages.


LSUAlum2001
LSU Fan
Tier BP
Member since Aug 2003
33051 posts

re: What's the consensus here on an excellent credit score?
One thing which Experian says can boost credit score is average credit card limits.

Which is the best option: Close smaller accounts or request increases in limits to put yourself over the next threshold?


Paul Allen
Notre Dame Fan
Baton Rouge, LA
Member since Nov 2007
37957 posts

re: What's the consensus here on an excellent credit score?
690


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