re: What to do with Emergency Money?

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My "emergency fund" goes to my roth or investment accounts. I don't ever keep more than a month or two of net pay in checking/savings. Just not necessary. I can create cash in the bank almost immediately during business hours with a line of credit and I have plenty of available credit to use if one of these emergencies needs immediate payment.

The idea is more to be liquid enough so that if something happens with employment you could support yourself and family for X amount of time without having to go in to debt. It doesn't actually have to be in a savings account.

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