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Message
re: What is your car payment? APR? On what vehicle?
Posted on 4/27/15 at 12:57 pm to PeteRose
Posted on 4/27/15 at 12:57 pm to PeteRose
quote:
PeteRose
quote:
I'm frugal
You don't say, couldn't tell otherwise
You don't have to bash people that like to have extra features on their vehicle. My truck has heated seats and now that I have them I ain't giving them up.
0
Posted on 4/27/15 at 1:17 pm to theBeard
quote:
I am car shopping and not many nice SUV's or trucks for under 45k
You're right. I'm looking at a Ford F-150 Lariat, 4 x 2 with many bells and whistles options and price is just north of $45K.
Truly amazed at what the price of trucks go for these days with the options that I am looking for.
This post was edited on 4/27/15 at 1:17 pm
Posted on 4/27/15 at 1:44 pm to JayDeerTay84
It's nice to have nice things. I work with people who save nothing and retire with nothing but their pictures and memories...as well as people who save everything and die before retirement. The kids/grandkids end up buying all the shite their parents did without within a year.
A happy medium is usually advisable.
A happy medium is usually advisable.
Posted on 4/27/15 at 1:59 pm to iknowmorethanyou
12 F-150 2.49% for 36 months, about $445/month. I had a good trade in. She is almost paid for 
Posted on 4/27/15 at 2:33 pm to Sigma
quote:
Now if you can budget for this, great, but I suspect these "niceties" are not limited to the car you drive. It would be very interesting if each post also included the poster's gross income, mortgage/rent payment, and % saved monthly for retirement. This is none of our business, of course, but it would put these car payment numbers into perspective. Some might be outrageous, but some might also be very reasonable.
My payment is $968, I gross about 12k a month. I'm not going into anymore detail than that
Posted on 4/27/15 at 2:48 pm to yellowfin
quote:
My payment is $968
but...but...but just imagine if you bought a piece of shite corolla for 5k. You could pay your house off so many years earlier...
Posted on 4/27/15 at 3:06 pm to DownSouthDave
I'm sure I could
Posted on 4/27/15 at 3:16 pm to yellowfin
quote:
I'm sure I could
Amen to that, mine is $760 at 2.24% sure I could drive a shitbox and pocket the extra cash, but did enough of that when I was younger and didn't have a decent income.
Everyone gets hung up on the payment, its the depreciation that actually matters.
Posted on 4/27/15 at 3:19 pm to tes fou
quote:
Everyone gets hung up on the payment, its the depreciation that actually matters.
Word.
So last year, er 13 months ago, I traded in my wife's saturn that she had for 5 years and didn't get dick for it. Got her a used 2012 4Runner with 16K miles on it. Paid $28.5K
We traded it in on the Sienna and got $27K for it with 25K miles on it.
Posted on 4/27/15 at 4:06 pm to bayou choupique
I guess I'll play.
I have a 2012 Hyundai Santa Fe I got used last year. First car I ever bought for myself at 29. Drove my HS car since 2002.
Payment is $301.01 a month @ 2.84% for 60 months.
In 4 years we'll get my wife a car. I'll finance it. I don't believe in paying cash with rates this low.
I have a 2012 Hyundai Santa Fe I got used last year. First car I ever bought for myself at 29. Drove my HS car since 2002.
Payment is $301.01 a month @ 2.84% for 60 months.
In 4 years we'll get my wife a car. I'll finance it. I don't believe in paying cash with rates this low.
This post was edited on 4/27/15 at 4:09 pm
Posted on 12/7/16 at 3:20 pm to CoachRobertson
$460 at 2.89% for 72 months.
2016 Honda Pilot Touring.
2016 Honda Pilot Touring.
Posted on 12/8/16 at 8:32 am to CoachRobertson
$497 with 1.5% on 2017 Grand Cherokee Limited.
This post was edited on 12/8/16 at 8:50 am
Posted on 12/8/16 at 8:49 am to iknowmorethanyou
Yeah I look at it this way. I save monthly. Max out Roth in addition to investing and even a nice whole life policy(shut up its a good policy and grows). We have our emergency funds, etc.
You only live once, what good is the money if you cannot enjoy if every once in a while? Now I hated spending $40k on a new car for the wife but she had a 2007 civic for almost 10 years, and I got a new Tacoma a few years ago that's almost paid off and will keep that for a long time. It was time she enjoyed a nice brand new SUV.
The new car is still bugging me but I know I worked a deal and we are fine financially.
You only live once, what good is the money if you cannot enjoy if every once in a while? Now I hated spending $40k on a new car for the wife but she had a 2007 civic for almost 10 years, and I got a new Tacoma a few years ago that's almost paid off and will keep that for a long time. It was time she enjoyed a nice brand new SUV.
The new car is still bugging me but I know I worked a deal and we are fine financially.
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