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re: What are you telling your kids about getting a degree/career?Posted by kingbob on 4/5/13 at 4:22 pm to lsufan112001
go for a trade or get an engineering degree.
If you are artistic, you can always do that as a hobby. Trades don't require good math skills.
If you really like kids that much, work for a daycare for a couple months then decide if you want to be a teacher.
If you are artistic, you can always do that as a hobby. Trades don't require good math skills.
If you really like kids that much, work for a daycare for a couple months then decide if you want to be a teacher.
re: What are you telling your kids about getting a degree/career?Posted by ladytiger118 on 4/5/13 at 4:54 pm to lsufan112001
Get a trade (plumber, electrician, A/C man are making bank), do engineering, do Accounting/Finance/ISDS.
re: What are you telling your kids about getting a degree/career?Posted by lsufan112001 on 4/5/13 at 5:02 pm to ladytiger118
Also, another factor is working for cash money/not reporting that as income. i'm not saying to be a tax evador, as i can't hide one cent with my job.
But with the ridiculous tax rates coming down and what's being proposed, straight money is gonna make a lot of difference.
But with the ridiculous tax rates coming down and what's being proposed, straight money is gonna make a lot of difference.
re: What are you telling your kids about getting a degree/career?Posted by Vols&Shaft83 on 4/5/13 at 5:11 pm to lsufan112001
<------- College Drop Out, and it was the best decision I ever made.
Went to my 10 year HS reunion a couple years ago, and was secretly laughing at the fact that I out earned, usually by 3x or more, all of my friends who have more degrees than a thermometer. The disappointed look on some of their faces when I answered the following questions was priceless
"How much you got left on your student loans?" NOTHING
"What are your hours like?" Whatever I want them to be
"You get vacation time?" Yeah, as much as I want.
"Are you hiring?" Let me check with the person in charge of that, OH WAIT, THAT'S ME
College ain't for everybody
Went to my 10 year HS reunion a couple years ago, and was secretly laughing at the fact that I out earned, usually by 3x or more, all of my friends who have more degrees than a thermometer. The disappointed look on some of their faces when I answered the following questions was priceless
"How much you got left on your student loans?" NOTHING
"What are your hours like?" Whatever I want them to be
"You get vacation time?" Yeah, as much as I want.
"Are you hiring?" Let me check with the person in charge of that, OH WAIT, THAT'S ME
College ain't for everybody
This post was edited on 4/5 at 5:13 pm
quote:
I have never understood why college has to be only about financial opportunity costs. Every time these threads come up it is about whether you will make more money in the long run going to work out of HS or going to college. It is a lot more than that in my opinion. Universities aren't intended to be trade schools.
The personal growth I experienced in college quite literally transformed me into the man I am today. College was expensive, but neither the social or the academic components alone would have made it worth the price on their own. However, the sum of the parts was the most enriching experience I will probably ever have in my life. I appreciate it more and more as time passes and I can reflect on the lessons and skills I gained from my college experience.
re: What are you telling your kids about getting a degree/career?Posted by lynxcat on 4/5/13 at 5:39 pm to Vols&Shaft83
quote:
<------- College Drop Out, and it was the best decision I ever made.
Went to my 10 year HS reunion a couple years ago, and was secretly laughing at the fact that I out earned, usually by 3x or more, all of my friends who have more degrees than a thermometer. The disappointed look on some of their faces when I answered the following questions was priceless
"How much you got left on your student loans?" NOTHING
"What are your hours like?" Whatever I want them to be
"You get vacation time?" Yeah, as much as I want.
"Are you hiring?" Let me check with the person in charge of that, OH WAIT, THAT'S ME
College ain't for everybody
Ok...so you are self-employed. Good for you. You also pay $20,000 a year to get healthcare with a high deductible while I pay $120/month.
There are tradeoffs in everything. I am very familiar with the self-employed lifestyle...there are benefits, but there are also risks.
re: What are you telling your kids about getting a degree/career?Posted by lynxcat on 4/5/13 at 5:42 pm to ladytiger118
quote:
Get a trade (plumber, electrician, A/C man are making bank), do engineering, do Accounting/Finance/ISDS.
No list is completed with computer programming.
If you really do not want to attend college, then spend your entire high school career becoming a self-taught outstanding programmer and you will be able to write your own ticket for the rest of your life.
Programming should be taught in schools before learning even a foreign language. It will literally be the most important skill set that will exist in the world of the future.
quote:
The personal growth I experienced in college quite literally transformed me into the man I am today.
It was totally different for me.
I hated HS because everyone was stupid. I did early admissions to USL (now ULL) while in HS thinking it would be great to be around smart people. All I found was older stupid kids.
Then I went to Centenary and it was great. I found my own kind at last. Greatest 4 years of my life by far.
quote:
Trades don't require good math skills.
Depends on how you define math skills. They may not be able to find the deravitive of 1/x, but I have never come across a machinest, welder, electrician, pipe fitter, plumber, etc, that was not comfortable with what we in the 60s and 70s called shop math. The certification exams in most of these fields make the knowledge almost necessity.
re: What are you telling your kids about getting a degree/career?Posted by Vols&Shaft83 on 4/5/13 at 7:04 pm to lynxcat
quote:
Ok...so you are self-employed.
Actually I own a Corporation
quote:
Good for you.
It has been
quote:
You also pay $20,000 a year to get healthcare with a high deductible while I pay $120/month.
Not even close. It's $135/Month for my HSA + $250/Month Contributions. So that's $4,620 a year, and it's all tax deductible, oh and those Contributions roll over every year, and grow tax free.
quote:
. I am very familiar with the self-employed lifestyle
You must have failed miserably at it, which is typical of someone who thinks working for somebody else = low risk.
quote:
there are also risks.
If you're a PUSSY, you see self employment as a risk. It's not for everyone.
Some are content having somebody else determine their income, some want to climb the corporate ladder, I like owning the ladder.
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re: What are you telling your kids about getting a degree/career?Posted by lynxcat on 4/5/13 at 7:49 pm to Vols&Shaft83
quote:
Actually I own a Corporation
Whether you are incorporated or not does not change the fact that it is self-employment.
quote:
Not even close. It's $135/Month for my HSA + $250/Month Contributions. So that's $4,620 a year, and it's all tax deductible, oh and those Contributions roll over every year, and grow tax free.
So if you get cancer right now and have 500k in bills show up...what is your coverage?
You are golden on everyday medical bills, though.
quote:
You must have failed miserably at it, which is typical of someone who thinks working for somebody else = low risk.
You sound like an a-hole for the sake of being an a-hole.
quote:
If you're a PUSSY, you see self employment as a risk. It's not for everyone.
Some are content having somebody else determine their income, some want to climb the corporate ladder, I like owning the ladder.
The experience I get right now by having someone else 'own the ladder' sets me up better than anything else I could be doing right now. The option to work for myself is always out there and it isn't going anywhere.
re: What are you telling your kids about getting a degree/career?Posted by Vols&Shaft83 on 4/5/13 at 8:08 pm to lynxcat
quote:
Whether you are incorporated or not does not change the fact that it is self-employment.
Fair enough
quote:
So if you get cancer right now and have 500k in bills show up...what is your coverage?
You are golden on everyday medical bills, though.
100% covered up $1 Million/Calender Year after I meet the $5,000 deductible (Which I could pull off my HSA without even noticing). Plus I have Indemnity Coverage for critical illnesses. I'd say I'm golden either way.
quote:
You sound like an a-hole for the sake of being an a-hole.
You sound like you mad, you mad? Yeah, you mad.
quote:
The experience I get right now by having someone else 'own the ladder' sets me up better than anything else I could be doing right now. The option to work for myself is always out there and it isn't going anywhere.
If you say so
re: What are you telling your kids about getting a degree/career?Posted by Bayou Tiger on 4/5/13 at 8:57 pm to lsufan112001
I will tell my kids the following:
1) Understand how to work for money and how much things cost in life.
2) Figure out the things in life that you are good at and enjoy doing.
3) Figure out a career where you can reasonably enjoy what you are doing and still make enough money to have the flexibility you want in life and support a family.
4) Figure out which college and degree program will best help you do that with the least amount of student loan debt - think about the value of the degree versus how much those loan payments (if any) will cost every month.
My kids are 4 and 6, but hopefully before they decide on a college and degree program, the concepts above will be second nature. I will certainly help them brainstorm the possibilities.
1) Understand how to work for money and how much things cost in life.
2) Figure out the things in life that you are good at and enjoy doing.
3) Figure out a career where you can reasonably enjoy what you are doing and still make enough money to have the flexibility you want in life and support a family.
4) Figure out which college and degree program will best help you do that with the least amount of student loan debt - think about the value of the degree versus how much those loan payments (if any) will cost every month.
My kids are 4 and 6, but hopefully before they decide on a college and degree program, the concepts above will be second nature. I will certainly help them brainstorm the possibilities.
re: What are you telling your kids about getting a degree/career?Posted by Bayou Tiger on 4/5/13 at 9:08 pm to lsumatt
quote:As higher education costs continue to skyrocket, the financial aspect is becoming an even more important part of the discussion.
I have never understood why college has to be only about financial opportunity costs. Every time these threads come up it is about whether you will make more money in the long run going to work out of HS or going to college. It is a lot more than that in my opinion. Universities aren't intended to be trade schools.
re: What are you telling your kids about getting a degree/career?Posted by I Love Bama on 4/5/13 at 9:14 pm to C
quote:
I bet there are +30% of the people under the age of the 30 that would have been better off financially if they would have entered the job market directly rather than going to college.
I totally agree. My buds with college degrees are between 40k - 50k. The ones that didn't go to college have no debt and are in the 70s
re: What are you telling your kids about getting a degree/career?Posted by LNCHBOX on 4/5/13 at 9:20 pm to Vols&Shaft83
You may be successful, but you sure sound like an a-hole here.
re: What are you telling your kids about getting a degree/career?Posted by Vols&Shaft83 on 4/5/13 at 9:23 pm to I Love Bama
quote:
I totally agree. My buds with college degrees are between 40k - 50k. The ones that didn't go to college have no debt and are in the 70s
Careful, if any more sand ends up in lynxcat's vagina, he could become a walking time bomb
re: What are you telling your kids about getting a degree/career?Posted by LSUTOM07 on 4/5/13 at 9:26 pm to Vols&Shaft83
Vols&Shaft83
In what industry do you work?
In what industry do you work?
re: What are you telling your kids about getting a degree/career?Posted by NC_Tigah on 4/5/13 at 9:31 pm to lsufan112001
quote:
Is the medical field the only/the best way to pursue such right now?
re: What are you telling your kids about getting a degree/career?Posted by Vols&Shaft83 on 4/5/13 at 9:32 pm to LNCHBOX
quote:
You may be successful, but you sure sound like an a-hole here.
You and lynxcat must menstruate at the same time. Neither of you can make a rational counter argument, so you resort to calling me an a-hole. You both make assumptions about me, that are not at all based in reality, and when I point out how wrong you are, you get all butthurt.
Same thing has happened in a couple of different threads.
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