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Unfreezing credit card
Posted on 7/15/15 at 3:50 pm
Posted on 7/15/15 at 3:50 pm
My old man had his credit card info stolen. There were done charged that were successfully disputed. However, the bank put a freeze on his card so he can't use it.
He wants to continue using it. Does he ask for a new card or request to unfreeze the card?
He wants to continue using it. Does he ask for a new card or request to unfreeze the card?
Posted on 7/15/15 at 3:52 pm to PeteRose
I would definitely ask for a new card number in this scenario.
Posted on 7/15/15 at 5:01 pm to PeteRose
quote:
It's a debit card
Doesn't change anything. In fact, the bank should have automatically issued a new card once the fraudulent charges were discovered.
He should make sure they issue him a new one.
Posted on 7/15/15 at 5:31 pm to PeteRose
quote:
He wants to continue using it. Does he ask for a new card or request to unfreeze the card?
I know that with Capital One, if you go into a branch, they'll whack the compromised card number instantly and then activate one of those temporary cards that you get when you first open an account, so you're never without a working card. About a week later, you get the new permanent card in the mail.
The only inconvenience is having to go to the branch. And the identity theft, I guess.
EDIT: This is my experience with compromised debit cards. Credit cards probably would have to be handled through the subsidiary that services those cards, not the actual brick and mortar branch.
This post was edited on 7/15/15 at 5:33 pm
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