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Started By
Message
Tax Question
Posted on 1/28/16 at 10:45 am
Posted on 1/28/16 at 10:45 am
Does anyone know how far back mortgage company will go back and look at filed taxes?TIA
4
Posted on 1/28/16 at 10:47 am to GeuaxTigers504
Was 3 yrs for me
Posted on 1/28/16 at 11:16 am to GeuaxTigers504
We had current year (which we had not filed yet, so they asked for our W-2s) and two years of returns before that.
Posted on 1/28/16 at 11:21 am to LSUFanHouston
Ok, I'm just not understanding, because our lender asked for our last 2 years of returns, but also wanted us to sign a tax release form, I don't know what that's all about
Posted on 1/28/16 at 11:47 am to GeuaxTigers504
we had to provide 2 years worth of W-2s
Posted on 1/28/16 at 12:16 pm to GeuaxTigers504
Lender may request forms from IRS and compare to what you gave them.
Posted on 1/28/16 at 1:03 pm to CHSBears
quote:
Lender may request forms from IRS and compare to what you gave them.
This. If the lender has reason to believe the copies you gave them might not be accurate, they can then check with the IRS to see what was actually filed.
They are not actually going to get a full copy of the return, though, that would take forever. Instead, they will simply ask for a transcript, which just picks up the key totals from your filed return.
Posted on 1/28/16 at 7:43 pm to GeuaxTigers504
Mine went back 2 years.
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