Student loans on credit report

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Are student loans considered a negative on a credit report?

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I sure hope so.

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Why do you hope so???

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I may have misread the first post. I thought it was referring to unpaid or past due student loans. And that is what I was referring to when I said, "I hope so."

I don't mean I hope student loans themselves are a negative. I have no idea if they are or not.

having a mix of debt is good for your credit score, as long as there are no 30+ day late payments on any of it. an installment loan (like a car), a mortgage, credit cards with 0 balance (avoid the high proportional balance dings), and student loans = the optimal mix.

of course, when you actually go to get a loan, you'll have to show ratios of debt payments to income. but that has nothing to do with score (as it doesn't take into account income at all).