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LSUSOBEAST1
LSU Fan
Member since Aug 2008
28485 posts

Student loan question

So I'm going into my last 2 semesters of college. I have worked part-time jobs every semester since my sophomore year of high school. I have less than $1k in savings. This semester I will be doing an unpaid internship on top of 19 hours of school. I simply wont have time to work a part-time job.

My rent is $350/month.

Utilities are usually in the $60-70 range.

Groceries are about $100/month.

Tuition/books are paid for.

I don't eat out so miscellaneous purchases are almost nonexistant.

My question is: Is there a student loan where I can get a small amount of money (~5k) just to help me through these last 2 semesters where my income will be almost nothing? If so, where do I begin to look? I know loans aren't the best ideas, but I don't know what else to do at this point aside from declining the internship.

Thanks for the help


tigeraddict
LSU Fan
Baton Rouge
Member since Mar 2007
5065 posts

re: Student loan question
LINK

Sallie Mae has a lot of info


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TheOcean
Florida State Fan
Member since Aug 2004
32756 posts

re: Student loan question
$100/month for food? You on the Ramen diet?


LSUSOBEAST1
LSU Fan
Member since Aug 2008
28485 posts

re: Student loan question
I'm on the "eat as little as possible" diet


LNCHBOX
LSU Fan
70001
Member since Jun 2009
27186 posts

re: Student loan question
The financial aid office would be a great place to start. You may also qualify for a Pell grant.


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dustinm27
LSU Fan
Member since Oct 2008
3083 posts

re: Student loan question
Plenty of options out there. I was in a siminlar situation. Sallie Mae is my rec. I got 3000 for a semester


LSUSOBEAST1
LSU Fan
Member since Aug 2008
28485 posts

re: Student loan question
THanks. I'm going to look into Sallie Mae. I don't have much credit so I don't know if I am even eligible for a loan.


dustinm27
LSU Fan
Member since Oct 2008
3083 posts

re: Student loan question
you'll probably need a co-signed with good credit.


DontTazeMeBro
Tennessee Fan
Gatlinburg, TN
Member since Oct 2011
137 posts

re: Student loan question
I would explore the federal student loan options before getting a private loan.


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MSMHater
LSU Fan
Houston
Member since Oct 2008
13869 posts

re: Student loan question
You can most likely be awarded a fed subsidized loan for about $10,500 a semester.

You DO NOT have to take all of it. Before it is disbursed, you have the option of accepting all or a portion of it. If $3000 is all you need, than just accept $3000.

Interest rate may be a little higer than Sallie Mae, but you'll also have more payback option programs for the fed loans.


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