Yes I am lucky.
I don't have another IRA. Had a Roth for last few years until last year when I cracked limit. Previously I was hitting max in my Roth each year. Would it be better to not max my 401k, contribute 5k to IRA and then convert?
My thinking is, it's better to pay taxes now and get interest earnings from here on out tax free. Or I guess I can see keeping higher amount in tax bearing account and just pay taxes when it comes out.
So like I said, just looking for some advice.