Posted by
Houston Astros Fan
Chief Boot Knocka
Member since Dec 2007
21192 posts

Restructuring a mortgage- any luck?
Has anyone had any luck (or insider knowledge) going to their mortgage lender and trying to do a restructure to get a lower rate at little to no cost? I know I can refi but I wanted to see if anyone had any luck with this. Oh and I have BoA...

Army Fan
far side of the moon
Member since Dec 2007
2009 posts

re: Restructuring a mortgage- any luck?
How long ago was the contract date?

Ask for a change in terms to reduce the rate.

BoA probably won't give two shits and sold your loan the day it was made. But all they can do is tell you no... so ask anyway.

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