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Started By
Message
question about a flooded home..
Posted on 8/18/17 at 5:38 pm
Posted on 8/18/17 at 5:38 pm
me and the wife are thinking of putting in an offer on a home that flooded back in 2016. The so called "100 year flood" in northeast La, it's just a few streets over from our home did not flood (this subdivision is a previous swamp) that we currently live in now, but this home is bigger and is needed for our expanding family. is this a dumb move? everything has been re-done in the home. I've got some anxiety over this. any suggestions is appreciated. Thanks.
6
Posted on 8/18/17 at 5:53 pm to nevilletiger
Make sure you get flood insurance.
Posted on 8/18/17 at 7:54 pm to nevilletiger
Your gut is trying to tell you something.
Posted on 8/18/17 at 10:10 pm to nevilletiger
We're doing the same.
I talked to a home repair friend of mine. He said if the home was done right, you're basically getting a new home. Just get the mold certs and such and get it inspected thoroughly.
Have flood insurance.
And if it was a true once a 100 year flood, you're golden. All the flood talk is still too fresh for a lot of people. 10 years from now there won't be as much apprehension.
I talked to a home repair friend of mine. He said if the home was done right, you're basically getting a new home. Just get the mold certs and such and get it inspected thoroughly.
Have flood insurance.
And if it was a true once a 100 year flood, you're golden. All the flood talk is still too fresh for a lot of people. 10 years from now there won't be as much apprehension.
Posted on 8/18/17 at 10:24 pm to nevilletiger
A 1 in 100 year flood actually happens quite a bit more than every 100 years. The stat is extremely misleading. In my area, there are a few subdivisions in the so-called 100 year flood areas and I've personally seen them flood three times in the past 14 years.
Posted on 8/18/17 at 10:47 pm to TDsngumbo
It's not misleading as much as it's misunderstood.
It means a 1% chance every year.
It means a 1% chance every year.
Posted on 8/19/17 at 12:23 am to Mr.Perfect
If it flooded once, it'll flood again.
You might get lucky and live in it an raise and family and sell it to some other sucker.
As said earlier, the term "100 year flood" is a mis-nomer. It really just relates to large rain events.
You might get lucky and live in it an raise and family and sell it to some other sucker.
As said earlier, the term "100 year flood" is a mis-nomer. It really just relates to large rain events.
Posted on 8/19/17 at 6:23 am to nevilletiger
See you have Neville in your name so figuring this place is in river oaks area of Monroe. Where those houses are now are areas people used to mud ride and duck hunt. River oaks has flooded many times in the last 30 years You are relying on the pumps to work in order to keep you from flooding. I wouldn't risk that. Your gut is telling you something and you ought to listen to it.
Posted on 8/19/17 at 8:27 am to pwejr88
quote:
And if it was a true once a 100 year flood, you're golden
Golden meaning there's high probability you'll be flooded within next 10 years
Posted on 8/19/17 at 8:35 am to nevilletiger
Just my opinion, but there's not that many places on earth that can take that much rain in a short period of time. You could live all across south louisiana and flooding will always be a possibility. Just make sure you have flood insurance.
Posted on 8/19/17 at 12:28 pm to Chad504boy
From a lending standpoint, there is a 1% chance you will flood this year. It's always 1%. The flood last year did not change that.
Posted on 8/19/17 at 4:16 pm to Bill Parker?
That's my thinking: it has flooded, so it's only a matter of time until it floods again. How resilient are you? Have you mucked out a flooded house? Some ppl who've been through that sort of thing don't ever want to do it again. Others aren't bothered by the hassle and see it as an acceptable risk.
Personally, I'd pass, esp if you already live in the area in a street that didn't flood.
Personally, I'd pass, esp if you already live in the area in a street that didn't flood.
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