Neighbors FCU - 1/7/14 | TigerDroppings.com
Posted by
Message
Golfer2012
LSU Fan
New Orleans
Member since Jun 2010
43 posts

Neighbors FCU

Anybody bank with Neighbors FCU or other similar credit unions? If so, what's the benefits and/or drawbacks to the credit unions over a bigger bank like Chase?

TIA


kjntgr
LSU Fan
Baton Rouge
Member since Jan 2004
4206 posts

re: Neighbors FCU
Their rewards checking is good. It gives 3.51 % on the first 10,000, but you have to make 10 transactions per month. They usually have best interest on car loans also.


Golfer2012
LSU Fan
New Orleans
Member since Jun 2010
43 posts

re: Neighbors FCU
I was looking at the rewards checking -- are the rates higher for the checking accounts than the savings accts or am I looking at it wrong?

What the difference with dividend % and APY?


Brummy
LSU Fan
Baton Rouge, LA
Member since Oct 2009
1127 posts

re: Neighbors FCU
quote:

I was looking at the rewards checking -- are the rates higher for the checking accounts than the savings accts or am I looking at it wrong?

That's correct, on the first $10,000. It pays essentially nothing after that.

I bank with them. I haven't borrowed money from them, so I can't speak on that, but their online banking is nice, especially for a credit union. The rewards checking has a good interest rate, no fees, and will reimburse up to $20 per month in ATM fees if you meet all the requirements (which isn't difficult to do), so you've basically got a nationwide ATM network.


Replies (0)
Replies (0)
Kajungee
LSU Fan
South ,Section 6 Row N
Member since Mar 2004
15870 posts

re: Neighbors FCU
quote:

Their rewards checking is good. It gives 3.51 % on the first 10,000,
Just dropped to 2.5% this month. But still better than anything else out there. I have had nothing but good experiences with Neighbors.


LSU1018
LSU Fan
Baton Rouge
Member since Feb 2007
5475 posts

re: Neighbors FCU
I have a car loan with them. I had really slow customer service when i had to go to the branches a couple times but I don't go often so not that big of deal. I would look into UCB. They offer like 2.5 percent on the first 25k


Replies (0)
Replies (0)
SlidellBammer
Alabama Fan
Member since Oct 2008
2379 posts

re: Neighbors FCU
Credit Unions are almost always a better deal than banks


Replies (0)
Replies (0)
Croacka
UNLV Fan
Denham Springs
Member since Dec 2008
54897 posts

re: Neighbors FCU
Have had neighbors for a few years

Nothing but good to say about them


They finally added photo deposits to their app so I never have to visit a branch now


Replies (0)
Replies (0)
LSU-MNCBABY
USA Fan
#3
Member since Jan 2004
14957 posts

re: Neighbors FCU
I bank with campus federal and have for years, rewards checking is like getting free money basically, the wife and I just have to use our debit cards 15 times a month I think.

They reimburse you on all atm transactions as well.


Replies (0)
Replies (0)
756
LSU Fan
Member since Sep 2004
10643 posts

re: Neighbors FCU
Join it, It is the best in BTR better than Campus Fed- friendly, great rates and customer service


Replies (0)
Replies (0)
Skin
McNeese State Fan
#FreeBrandonHarris
Member since Jun 2007
4331 posts

re: Neighbors FCU
Neighbors and Federal now have the same rewards checking dividend rates.

Neighbors you only need 10 debit card purchases vs 15 w/ Campus.

Capitol Credit Union offers a slightly higher div rate but only up to balances of $5K.


Replies (0)
Replies (0)
Page 1 of 1

Back to top

Follow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram