- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Need a high deductible Health Insurance plan for a month.
Posted on 9/18/12 at 3:29 pm
Posted on 9/18/12 at 3:29 pm
Switching jobs and I'll end up with a 30-day lapse in coverage for the month of October.
- I've heard that you have 60 days to enroll in COBRA and can do it "retroactively". Meaning, if I did end up in the hospital on October 10th, I'd simply need to call and enroll and I'd be covered.
- If this isn't the case, any suggestions on a plan for a month for a healthy male in his 20's?
- I've heard that you have 60 days to enroll in COBRA and can do it "retroactively". Meaning, if I did end up in the hospital on October 10th, I'd simply need to call and enroll and I'd be covered.
- If this isn't the case, any suggestions on a plan for a month for a healthy male in his 20's?
6
Posted on 9/18/12 at 3:31 pm to Golfer
I did blue cross emergency only plan in a similar situation and I paid about $140/mo I think
Posted on 9/18/12 at 3:33 pm to rpg005
quote:
Pay the cobra for 1 month
I'm not paying $425.
Posted on 9/18/12 at 4:24 pm to Golfer
The emergency plan insurance sounds like a candiddate...I'm shocked your COBRA premium is only $425.
Posted on 9/18/12 at 4:28 pm to Golfer
cobra for one month bro
Posted on 9/18/12 at 4:38 pm to Golfer
Might want to just ante up the $425- You might save $100 bucks or so if you go through somebody else but the time, paper work, etc probably won't be worth it IMHO.
Posted on 9/18/12 at 4:39 pm to Golfer
quote:
- I've heard that you have 60 days to enroll in COBRA and can do it "retroactively". Meaning, if I did end up in the hospital on October 10th, I'd simply need to call and enroll and I'd be covered.
true
Posted on 9/18/12 at 4:40 pm to Golfer
Blue Cross has a short term policy you can easily and cheaply obtain.
Posted on 9/18/12 at 4:42 pm to Golfer
quote:
- If this isn't the case, any suggestions on a plan for a month for a healthy male in his 20's?
I'm not brilliant by any stretch but I'd just go without health insurance for the month
Posted on 9/18/12 at 4:46 pm to yellowfin
quote:
true
Sweet. I'll hold off enrolling in COBRA unless an event arises that I need it from 10/1 to 10/31.
Posted on 9/18/12 at 5:02 pm to Golfer
that's what i did
the cobra paperwork clearly stated i could "pay if needed"
the cobra paperwork clearly stated i could "pay if needed"
Posted on 9/18/12 at 5:10 pm to yellowfin
Yea, I'm not worried about the minor shite. Just want to be covered if I get dick cancer or something.
Posted on 9/18/12 at 5:17 pm to Golfer
quote:
if I get dick cancer or something
I would limit your posting on the gaming and soccer board, if that's a real concern.
Posted on 9/18/12 at 9:08 pm to Golfer
quote:
if I get dick cancer or something.
Should we take the truck to bennys before i ride 7 hours in it?
Posted on 9/18/12 at 11:47 pm to bryso
Under COBRA, you have 60 days to elect coverage, and then 45 days to pay. Be sure to elect it on day 59 (in case you make a mistake) and then you can wait another 44 days to pay the premium IF you had a high claim - or don't have new coverage.
I've done this a few times. Never paid a cent.
I've done this a few times. Never paid a cent.
Posted on 9/18/12 at 11:58 pm to matthew25
My new coverage kicks in on 11/1, so do I need to do anything at all when I leave my current employer? Assuming I don't have any claims in October.
Posted on 9/19/12 at 12:06 am to Golfer
Youre still 26... Just get on your parents for a month 
Posted on 9/19/12 at 12:33 am to BACONisMEATcandy
I thought it was until you turned 26...and my dad is self employed.
Posted on 9/19/12 at 12:38 am to Golfer
I think it's through 26
But don't you worry your pretty little head.... He gov't will make all these touh decisions for you in about 1.5 years
But don't you worry your pretty little head.... He gov't will make all these touh decisions for you in about 1.5 years
Page 1 of 2
Back to top
Follow TigerDroppings for LSU Football News