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Lowering bills: car insurance and Internet

Posted on 3/7/13 at 6:51 am
Posted by Coon
La 56 Southbound
Member since Feb 2005
18492 posts
Posted on 3/7/13 at 6:51 am
These two bills have increased recently.

My Internet bill (AT&T dsl) went up from $25 to $60. I believe it is because my initial two year service agreement is up. What are my options to get it back down? Could I cancel and re-start? Would calling and complaining/threatening to leave help? If I canceled at worst case I could switch to charter for $60.

I have no idea why my car insurance is going up (over 25% in the last year or two) (progressive). No tickets, no new vehicles, nothing else I can think of to change it in that time period. I'm going to get a new quote from someone else. I've been with progressive for 10 years and I'm like WTF. What other options would i have with them to bring this cost down?
This post was edited on 3/7/13 at 7:28 am
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
69883 posts
Posted on 3/7/13 at 6:58 am to
quote:

What other options would i have with them to bring this cost down?


Posted by GaryMyMan
Shreveport
Member since May 2007
13498 posts
Posted on 3/7/13 at 7:10 am to
I would focus on the car insurance. Prices vary wildly for the same coverage. I just had quotes done and the range was $800/year at one company and $4000/year with another.

For Internet, you can shop around but probably can't cancel and restart the same service. Try your cable/satellite provider?
Posted by Coon
La 56 Southbound
Member since Feb 2005
18492 posts
Posted on 3/7/13 at 7:33 am to
quote:

Try your cable/satellite provider?


I had Charter before and it was $60/mo. I think my modem broke or something and i got pissed at them and saw at&t's price and i switched. I've never liked charter in general so I'd rather not switch. I may just call and see. Was trying to see if anyone had any experiences with negotiating with them.

Posted by Billy Mays
Member since Jan 2009
25269 posts
Posted on 3/7/13 at 7:59 am to
Insurance - more competition between multiple potential suitors for your business
Posted by Coon
La 56 Southbound
Member since Feb 2005
18492 posts
Posted on 3/7/13 at 8:01 am to
my bad of my question is causing confusion. I'm trying to lower both, not either or. Was looking for opininons on them.
Posted by Delacroix
Member since Oct 2008
3985 posts
Posted on 3/7/13 at 8:02 am to
Where are you located?

I'm in Baton Rouge and I have Cox internet for 52$/month for a few years now and the price has never increased. I think cox has horrible customer service when it comes to tv, but their internet has yet to really disappoint me.

Insurance is going to vary tremendously everywhere, there's really too many variables with that to give you a good rec. I would just call around and keep getting quotes.
Posted by GFaceKillah
Welcome to the Third World
Member since Nov 2005
5935 posts
Posted on 3/7/13 at 8:17 am to
quote:

I'm in Baton Rouge and I have Cox internet for 52$/month for a few years now and the price has never increased.


Cox increased internet prices last month.
Posted by LSU316
Rice and Easy Baby!!!
Member since Nov 2007
29276 posts
Posted on 3/7/13 at 8:27 am to
Have you tried getting a quote from Geico?

I did that 3 years ago when I bought my truck and it was significantly cheaper that Progressive.....and in 3 years they haven't changed the price except for when I moved to Rayne and it went down
Posted by RandySavage
Member since May 2012
30806 posts
Posted on 3/7/13 at 9:12 am to
Geico was doing the same thing to me, progressively increasing for no reason, so I shopped it and now have both cars insured through Liberty Mutual for $35 less a month than I previously just my wife's car insured through Geico.
Posted by Civildawg
Member since May 2012
8542 posts
Posted on 3/7/13 at 9:23 am to
My att internet went up after my service agreement was up. I called them up and said i want to cancel because the price went up and they came within 5 dollars of the service agreement price
This post was edited on 3/7/13 at 9:32 am
Posted by the LSUSaint
Member since Nov 2009
15444 posts
Posted on 3/7/13 at 9:49 am to
quote:

my bad of my question is causing confusion. I'm trying to lower both, not either or. Was looking for opinions on them.



There is NOT a company that does both! You have to do each separately therefore needing separate opinions...

So if you can't lower both at the exact same time with the same signature, you don't want advise? geez
Posted by ShreveportTIGER318
Shreveport
Member since Apr 2008
2832 posts
Posted on 3/7/13 at 10:16 am to
quote:

What other options would i have with them to bring this cost down?


Geico. My younger brother goes to Ole Miss...they called my parents and told them how he could get his premiums down by claiming MIssissippi residency or something like that. B/c of that, my parents swear by them.
Posted by Coon
La 56 Southbound
Member since Feb 2005
18492 posts
Posted on 3/7/13 at 10:53 am to
quote:

There is NOT a company that does both! You have to do each separately therefore needing separate opinions...


what are you talking about? i'm not trying to get them together. i was asking two seperate questions.

progressive said they're going to change me to "paperless" but i doubt that will be a 20% discount.
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 3/7/13 at 11:26 am to
quote:

quote:

my bad of my question is causing confusion. I'm trying to lower both, not either or. Was looking for opinions on them.



There is NOT a company that does both! You have to do each separately therefore needing separate opinions...

So if you can't lower both at the exact same time with the same signature, you don't want advise? geez


Posted by Notro
Alison Brie's Boobs
Member since Sep 2011
7879 posts
Posted on 3/7/13 at 11:37 am to
Recently switched from AT&T to Charter internet, and we locked in for two years paying $35/mo. for 15Mbps down. This is more than enough for us and our only other option we had. I would check to see if you are on a bundled plan with AT&T. I canceled DSL and they never mentioned that it was a bundled plan. When my bill arrived after the DSL cancellation they tried to charge me $50 a month for long distance service because phone and internet were bundled.
Posted by the LSUSaint
Member since Nov 2009
15444 posts
Posted on 3/7/13 at 12:01 pm to
quote:

I'm trying to lower both, not either or.


quote:

what are you talking about?


I was talking of your commetn above. I thought you were getting on them for just talking about each individually....if not, then I literally have no clue as to what you were referring.....
Posted by i am dan
NC
Member since Aug 2011
24605 posts
Posted on 3/7/13 at 2:57 pm to
Many times when you call to cancel a service, the company will give you a nice discount to stay with them.

I have TWC Roadrunner internet. I have the 25mb speed, and I pay the Roadrunner Lite price of around $35 because I threatened to switch.

Also, I just got Vonage for $9 for life because I was going to end my service. Regular price of around $32. Been with Vonage for around 9 years.

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