Wooly Washington Fan Member since Feb 2012 13405 posts
Looking for some advice on picking out my first credit cardPosted by Wooly on 4/3/13 at 6:48 pm
the amex sky blue thread got me wanting to ask the board.
looking for my first credit card to start building up my credit score. i would only be spending it on reimbursable purchases and everything would be paid off at the end of each month. would mostly be used for gas. around $500-$750 a month.
now here is where i was looking for some help. I would most like a card thats rewards are international flying miles, one that i can rack up miles and fly to south america or europe. I dont fly frequently so i dont know how the whole rewards would work.
looking for something with at least 1 mile per dollar spent and something with a low amount of miles necessary to use them.
any help would be appreciated, if the card doesnt exist then thanks for letting me know
DrakeLSU LSU Fan Kansas Member since Dec 2012 1348 posts
re: Looking for some advice on picking out my first credit cardPosted by DrakeLSU on 4/4/13 at 12:57 pm to Wooly
I just applied for and got my first credit card in December. I looked for a card that offered miles, but I wouldn't be spending nearly enough money to really benefit. That and I didn't qualify for a bunch of them credit wise.
I decided to go with the Discover It card. I was like you, I only use it for gas and food and pay it off right when it hits my statement. The rewards are based on different topics quarterly. January-March was restaurants, so I racked up about $20 in rewards in just 3 months. Nothing major, but will be nice to have when it grows a little.