I'm guessing Wells Fargo is WF.
They say you can have 100 commission free trades if you link with their PMA package. 100 free trades for someone like you would be effectively free, so that all sounds good until you see what the PMA Package entails:
PMA Package Monthly Service Fee
The PMA Package is free of the $30 monthly service fee
for each month that one of the requirements in statement-ending balances is met:
$25,000 or more in qualifying linked bank deposit accounts (checking, savings, time accounts (CDs), FDIC-insured IRAs)
$50,000 or more in any combination of qualifying linked banking, brokerage (available through Wells Fargo Advisors, LLC) and credit balances (including 10% of mortgage balances, certain mortgages not eligible).
Seems like a pain in the arse for a non-Baller. If you know you are going with Vanguard ETFs/Funds, you can't do any better than going with Vanguard. Its easy to set up. If think you will invest in other options, from what I've read there are tons better options than WF.
This post was edited on 2/13 at 9:35 am