Well done sir. Well done indeed. I'm 6k away from having all debts and college related debts being paid off.
Keep up the work its a great feeling when you have that burden lifted and you get that next paycheck without strings attached.
As far as needs vs wants. This is the biggest hurdle I'm sure for anyone trying to get out of debt. Everybody I work with is under the assumption they will have a car and house payment their entire lives so they think its just normal
At this point it's conceivable for me to save upwards of 50% down payment on a home depending on how the market does in the next 5-15 year. I'd like to not buy a home at all while I'm in the military but that can change depending on several factors