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Identity Theft Protection

Posted on 5/3/16 at 8:24 am
Posted by FootballNostradamus
Member since Nov 2009
20509 posts
Posted on 5/3/16 at 8:24 am
What's the Money Board's opinion on Identity Theft Protection programs? Is this a must that I'm being beyond irresponsible for not having? I buy almost everything online, and I'm always nervous about someone stealing my identity.

Are these programs just hassle management, though? If someone steals my credit is there stuff I can't repair that I would have needed this people for ahead of time or are they just assisting with the hassle of me calling everyone and getting everything remedied?

If they're just reducing my headache then I don't know if it's worth it. If they actively stop the theft or remedy it better then it seems like I should have it.

Also, any good recommendations on which to us? TIA!
Posted by Sigma
Fairhope, AL
Member since Dec 2005
3643 posts
Posted on 5/3/16 at 8:52 am to
I use Zander. It's $12 a month and supposedly they handle everything. I've never had to use it but it does give me peace of mind.
Posted by TheOcean
#honeyfriedchicken
Member since Aug 2004
42453 posts
Posted on 5/3/16 at 9:13 am to
quote:

Are these programs just hassle management, though? If someone steals my credit is there stuff I can't repair that I would have needed this people for ahead of time or are they just assisting with the hassle of me calling everyone and getting everything remedied?


Yes. They're scams. They do everything that you can do for free.
Posted by Sigma
Fairhope, AL
Member since Dec 2005
3643 posts
Posted on 5/3/16 at 9:43 am to
My time and worry are not free.
Posted by UltimaParadox
Huntsville
Member since Nov 2008
40831 posts
Posted on 5/3/16 at 8:13 pm to
Ask lifelock customers

lifelock lawsuit

lifelock back at it
This post was edited on 5/3/16 at 8:25 pm
Posted by MikeD
Baton Rouge
Member since Jan 2004
7208 posts
Posted on 5/3/16 at 8:39 pm to
I'm currently paying $10-15 per month to Discover for this. Interested in the board opinion on this as well.
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