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geauxcats10
LSU Fan
AP
Member since Jul 2010
3256 posts

How do I pay bills with a credit card

I'm talking stuff like mortgage and car notes and such that requires routing number and account numbers


I Love Bama
Alabama Fan
Alabama
Member since Nov 2007
34140 posts

re: How do I pay bills with a credit card
To the best of my knowledge, it isn't possible.


geauxcats10
LSU Fan
AP
Member since Jul 2010
3256 posts

re: How do I pay bills with a credit card
I keep seeing something about a bluebird... Can anyone feel me in on that?


southernelite
McNeese State Fan
New Orleans
Member since Sep 2009
43427 posts

re: How do I pay bills with a credit card
Ive heard of it. It involves purchases cash equivalents you can put on the card and flipping them for cash. Im not sure what they're buying.

Theres a poster here that is involved, he'll be around soon, I'm sure.


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Croacka
UNLV Fan
Denham Springs
Member since Dec 2008
56523 posts

re: How do I pay bills with a credit card
I put most of my bills on my cards but none of my secured debts allow CC payments


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foshizzle
LSU Fan
Washington DC metro
Member since Mar 2008
32131 posts

re: How do I pay bills with a credit card
Mortgages and car notes almost always can't be paid by credit card. The reason why has to do with the merchant fee.

When you pay for an item (say, clothes) by CC, the merchant has to pay a slice of the proceeds to the CC issuer. They're generally willing to do this since the fact that you have a CC makes it easier to do business.

But for a mortgage or car note, they've got your business already and they don't have any reason to pay the fee.


BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
43107 posts

re: How do I pay bills with a credit card
An easy rule of thumb is you cannot pay debt with debt


756
LSU Fan
Member since Sep 2004
10870 posts

re: How do I pay bills with a credit card
bad practice-


dante
LSU Fan
Kingwood, TX
Member since Mar 2006
10648 posts

re: How do I pay bills with a credit card
quote:

bad practice-
Depends on how it is used. We pay for everything possible with Amex to acquire points and pay off the card monthly.

But continuing to buy things on credit because of cash flow issues will lead to problems.


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Herb484
LSU Fan
Texas
Member since Jan 2009
493 posts

re: How do I pay bills with a credit card
Can't pay for credit with credit sonnnnnn!


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Crimsonsaint24
Alabama Fan
Alabama
Member since Jul 2011
552 posts

re: How do I pay bills with a credit card
I used to pay my car note sometimes with my Discover Credit Card.


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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
11601 posts

re: How do I pay bills with a credit card
There is a way to pay for mortgages/car notes with credit cards, but it requires a little bit of work, and for most that aren't willing to understand the intricacies of how to utilize points to achieve the highest reward, it's not worth it.

You can, however, pay for almost every other recurring bill with your credit card, and are missing out on some great perks by not doing it.



Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
22311 posts

re: How do I pay bills with a credit card
Image: http://troll.me/images/denzel-washington/my-man-thumb.jpg


I'm flying to VA today. Hope to dominate their local market


LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
11601 posts

re: How do I pay bills with a credit card
quote:

I'm flying to VA today. Hope to dominate their local market

Good luck


wheelr
Lafayette
Member since Jul 2012
1616 posts
Online

re: How do I pay bills with a credit card
quote:

I keep seeing something about a bluebird... Can anyone feel me in on that?


Bluebird is basically an online checking account. You can pay bills like a mortgage with it.

To load funds into a Bluebird account some would buy their refill cards with a rewards credit card.

I believe the CC companies have been cracking down on this though.


Oizers
LSU Fan
Member since Nov 2009
1503 posts

re: How do I pay bills with a credit card
When I am buying the reload cards I feel like I am doing something wrong like buying alcohol underage. Strange feeling.


Tigerpaw123
USA Fan
Louisiana
Member since Mar 2007
9943 posts

re: How do I pay bills with a credit card
Don't think you can do it anymore, but used to you could order coins from the US mint and they would ship them to you free, so buy $10,000 worth of quarters put it on your visa, collect the points and then deposit them in your account and pay the bill when it came in, rinse, repeat.......


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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
11601 posts

re: How do I pay bills with a credit card
quote:

To load funds into a Bluebird account some would buy their refill cards with a rewards credit card.

I believe the CC companies have been cracking down on this though.
You can buy them with any CC, but a rewards card is obviously the idea here.
quote:

I believe the CC companies have been cracking down on this though.
I don't believe they have been doing this with great fervor. They seem to have only targeted the blatant abusers, and it appears those that use the CC with regular spend as well as MS there seems to be little issue even with lots of MS.

I have been fairly reserved and basically just do the basics to meet a minimum spend requirement or need to spend a little more to achieve elite status or an obtain an extra spend bonus on a card. I'm actually pretty new to the MS game, and have just used the cards the old fashion ways to meet minimum spend requirements.



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LSUAfro
LSU Fan
Baton Rouge
Member since Aug 2005
11601 posts

re: How do I pay bills with a credit card
quote:

When I am buying the reload cards I feel like I am doing something wrong like buying alcohol underage. Strange feeling.

It doesn't specifically violate any CC terms, but it is obviously frowned upon and discouraged. But, I do understand your POV.


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fbb
Member since May 2007
2371 posts

re: How do I pay bills with a credit card
Make a pot of coffee and spend a few hours reading the Bluebird thread on Flyertalk.


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