- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Homeowners Insurance?
Posted on 1/29/13 at 2:59 pm to wegotdatwood
Posted on 1/29/13 at 2:59 pm to wegotdatwood
Cost to rebuild the 150k home was 204k according to USAA.
USAA- $1427 a year.
Farm Bureau- $1172 (but have to have car insurance with them and it's much higher than USAA is.)
Waiting to hear back from a local insurance agency.
It's located in Arkansas.
USAA- $1427 a year.
Farm Bureau- $1172 (but have to have car insurance with them and it's much higher than USAA is.)
Waiting to hear back from a local insurance agency.
It's located in Arkansas.
1
Posted on 1/29/13 at 3:06 pm to wegotdatwood
quote:
USAA- $1427 a year.
see how much $ you'd save if you increased your deductible a bit.
Posted on 1/29/13 at 6:34 pm to Chad504boy
quote:
see how much $ you'd save if you increased your deductible a bit.
$1,500? $2,000?
I don't think I'd be comfortable doing 5k like some, that's a little too much for me.
Posted on 1/29/13 at 9:20 pm to wegotdatwood
2500... just weigh the savings
Posted on 1/29/13 at 10:27 pm to Chad504boy
Will do, I'm assuming people rarely get to make a claim on a house?
Would think I would use my auto insurance more often.
Would think I would use my auto insurance more often.
Posted on 1/30/13 at 8:37 am to wegotdatwood
quote:
Will do, I'm assuming people rarely get to make a claim on a house?
theory is that you aren't going to file the small nickel and dime claims. Not saying to go higher deductible, but I certainly do if I feel the premium warrants it.
Posted on 1/30/13 at 9:05 am to wegotdatwood
quote:
wegotdatwood
I have USAA for my homeowners so I'll throw this out there for comparison.
We have a 3,434 sq foot house in Houston that was built in October of 2010. We are the first people to live in the house.
We pay $2,305.20 a year (195 a month) in premiums. The dwelling is covered to $386,000 and personal belonging inside are covered to $193,000. USAA will not let you go less than half of the value of your dwelling on the personal belongings.
I have auto insurance and personal property (jewelery) with them.
I don't think your quote sounds all that high.
Page 2 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News