high deductible health plans | TigerDroppings.com
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diat150
Tulane Fan
OPELOUSAS
Member since Jun 2005
20094 posts
Online

high deductible health plans

Anyone have a hdhp plan on their own not thru an employer? Id be interested in seeing some rates to compare vs the employer sponsored plan. What can I expect to pay for a family plan hdhp?

$1000a month for insurance is ridicilous.


Janky
LSU Fan
Team Primo
Member since Jun 2011
10222 posts

re: high deductible health plans
I cover myself, wife and 2 kids. I pay $579.59/month with a deductible of $5,600.


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fishfighter
LSU Fan
Baton Rouge
Member since Apr 2008
21023 posts

re: high deductible health plans
quote:

$1000a month for insurance is ridicilous.


For and family? All depends on the deductible you have. Mine was a little over $1600 a month for the wife and I with a 1K deductible.

Now, just for the wife with a $3600 deductible, is $350 a month.


GenesChin
Virginia Fan
The Promise Land
Member since Feb 2012
16232 posts

re: high deductible health plans
Company I am at that is employee sponsored health car is 90$/ individual + 80$/wifee + 60$/per child

Dental is 0$/indv + 19$/family


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Croacka
UNLV Fan
Denham Springs
Member since Dec 2008
55105 posts

re: high deductible health plans
My company uses a HDHP but they contribute to an HSA to pay the deductible for you

Some HR guru figured this would save money in the long run probably


Zilla
LSU Fan
Friendswood, TX
Member since Jul 2005
10121 posts

re: high deductible health plans
PS? ....bet I know you


diat150
Tulane Fan
OPELOUSAS
Member since Jun 2005
20094 posts
Online

re: high deductible health plans
so any suggestions on a company I can get a quote from?


tiger91
LSU Fan
South of Lafayette
Member since Nov 2005
13787 posts

re: high deductible health plans
We have blue cross la. 5600$ ded ... 80/20 after ded net by our choice $550 per month I think.

Me, husband, 3 kids. (44, 43, 20, 15, 12

Gas worked well for us. This is the 2nd time in 15 years we meet our ded.


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gatorsimz
Florida Fan
cafe risque
Member since Feb 2009
5510 posts

re: high deductible health plans
quote:

so any suggestions on a company I can get a quote from?


United Health is pretty competitive with HDHPs.


ColdDuck
LSU Fan
BR via da Parish
Member since Sep 2006
1737 posts

re: high deductible health plans
$330 month with a crazy high 10K deductible. Wife and 2 kids...Humana

I figured on good years, we come out way ahead on premiums.
This post was edited on 6/26 at 3:18 pm


fishfighter
LSU Fan
Baton Rouge
Member since Apr 2008
21023 posts

re: high deductible health plans
quote:

$330 month with a crazy high 10K deductible. Wife and 2 kids...Humana


Check Blue cross. They were over $60 a month cheaper for same coverage for my wife.


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iknowmorethanyou
LSU Fan
Paydirt
Member since Jul 2007
4948 posts

re: high deductible health plans
BC/BS has the best PPO in the state. Not a knock against other carriers, but your doctor(s) might not always be in network with them. That matters much more than a few bucks a month premium savings.


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