- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Getting the runaround on an insurance quote....
Posted on 8/11/13 at 11:02 pm
Posted on 8/11/13 at 11:02 pm
...on some commercial buildings I own. I've been to several agencies and they all tell me - after a few days -that I've got good coverage and they can't beat the price.... but none of them have ever actually quoted it. Recently, I found out that agents won't quote something already insured by another carrier unless the owner asks for some sort of special waiver or something to that effect. It really all sounds a bit collusional to me.....
Anyone know of which I speak?
Anyone know of which I speak?
1
Posted on 8/12/13 at 2:27 pm to craynagin
Its not hard to look at the policy and tell if its decent. What is the carrier, TIV and premium?
Construction type and location
Construction type and location
This post was edited on 8/12/13 at 2:28 pm
Posted on 8/12/13 at 7:40 pm to Mr.Perfect
It's not so much the type or carrier, it's the fact that they won't even offer me a quote. I don't tell them what I'm paying yet they come back and say they can't do any better. Has happened on at least five occasions with different agencies and none of them have ever offered a quote.
There's just something ñot adding up on it. I'm told by a friend in the industry that there's some sort of edict in the insurance company, he becomes "hands off" to the others.
There's just something ñot adding up on it. I'm told by a friend in the industry that there's some sort of edict in the insurance company, he becomes "hands off" to the others.
Posted on 8/12/13 at 7:46 pm to craynagin
How did you bind the policy you currently have? Do you have an agent currently? If so who are their appointments?
If this friend is in the "industry" why can't he get a producer to market or go out himself? I'm guessing he is not commercial lines. So his advice is worthless.
Its like big lebowski... you want a quote? I can get you a quote dude
If this friend is in the "industry" why can't he get a producer to market or go out himself? I'm guessing he is not commercial lines. So his advice is worthless.
Its like big lebowski... you want a quote? I can get you a quote dude
Posted on 8/12/13 at 7:48 pm to craynagin
Can you post the location, construction type, premium and total insured value. You may actually have a good policy.
This post was edited on 8/12/13 at 7:48 pm
Posted on 8/12/13 at 8:58 pm to craynagin
CRay.... there is a green dot that shows when your online and not online. I am actually trying to help you here but you could not possible take longer between posts my friend
Posted on 8/12/13 at 8:58 pm to craynagin
This post was edited on 8/12/13 at 9:48 pm
Posted on 8/13/13 at 6:53 am to Mr.Perfect
Soliciting will get you the ban hammer. Just FYI.
OP, if you went to multiple agents then im sure youre good.
It's very common for an agent to review your current pricing and know if they can truly compete or not.
Since you're in north LA youre probably with a competitively priced admitted carrier and are good to go.
Otherwise please post the information being requested so we can watch this guy get banned.
OP, if you went to multiple agents then im sure youre good.
It's very common for an agent to review your current pricing and know if they can truly compete or not.
Since you're in north LA youre probably with a competitively priced admitted carrier and are good to go.
Otherwise please post the information being requested so we can watch this guy get banned.
Posted on 8/13/13 at 8:48 am to donRANDOMnumbers
Hope that's aimed at rpg on the solicitation. And if the OP is this responsive to his agent I think we have our answer as to why he gets nowhere.
And don is right about there being numerous admitted carriers fighting for north louisiana business.
Do you currently have an independent agent representing you in the marketplace? If so keep in mind they may have approached all of their markets, which would "block" another agent in most cases. Ask your current agent to show you their marketing sheet.
And if this is a $500 policy covering an old shed or something you are wasting a lot of peoples time.
And don is right about there being numerous admitted carriers fighting for north louisiana business.
Do you currently have an independent agent representing you in the marketplace? If so keep in mind they may have approached all of their markets, which would "block" another agent in most cases. Ask your current agent to show you their marketing sheet.
And if this is a $500 policy covering an old shed or something you are wasting a lot of peoples time.
Posted on 8/13/13 at 9:32 am to Mr.Perfect
quote:
Hope that's aimed at rpg on the solicitation
just in general.
actually know a guy who got himself and brother's screen name banned for soliciting. but i think they were actively soliciting constantly, not just trying to help.
Page 1 of 1
Back to top
Follow TigerDroppings for LSU Football News