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Flood insurance
Posted on 8/14/16 at 4:20 pm
Posted on 8/14/16 at 4:20 pm
I have family in BR that got a foot of water in their home. They are fine, but I just learned that they do not have flood insurance. What are their options? Does regular home owners insurance cover anything?
4
Posted on 8/14/16 at 4:32 pm to FriscoTiger
I think there is a thread that is discussing this topic now. Rising water is only covered by flood insurance. Your family's best bet is to hope that the Louisiana area affected by the flood is declared a disaster area. That may open up the door for grants and low interest loans.
They could also burn their house down. I'm not advocating for this option , though.
They could also burn their house down. I'm not advocating for this option , though.
This post was edited on 8/14/16 at 4:33 pm
Posted on 8/14/16 at 4:33 pm to FriscoTiger
LINK /
Posted on 8/14/16 at 5:36 pm to FriscoTiger
No matter what happens, they will be at a severe financial loss. Even if FEMA lends a helping hand, it will be pennies. They may get a low interest loan though, but that money will have to be paid back.
Posted on 8/14/16 at 9:45 pm to FriscoTiger
Their only hope for regular homeowners insurance is if something broke such as a roof or a window and water came in that way. And even then, it won't be much and it will be a fight.
They need to put in an application with FEMA immediately and go from there.
They need to put in an application with FEMA immediately and go from there.
Posted on 8/14/16 at 10:32 pm to LSUFanHouston
On the news the Governor said that the max that is available for assistance is $33,000 for people with no flood insurance through FEMA
Posted on 8/15/16 at 11:33 am to lsuwins3
quote:
On the news the Governor said that the max that is available for assistance is $33,000 for people with no flood insurance through FEMA
That's for grants. In addition, they will be eligible for low-interest loans for any remaining needs.
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