When is it ever worth applying for this? What's the point?
To be quite honest, I'm not sure many that are higher up on the socio-economic ladder of life realize this is a relatively sizable amount. Yes, states like Massachusetts (over $600 I believe) are much, much higher, but they're also chronically underfunded and have folks game their system routinely (Union employees love working in Massachusetts so they can file for their benefits in MA, for example. They also had a pilot program that provided claimants used/refurbished cars to help them search for work. Yeah).
Someone that gets laid off from Jacobs as an Engineer may not have need for <$1,000/month. Then again, my wife and I both work fulltime, and if either one of us were separated from employment and had to file and were approved, that maximum amount would pay our PITI on the house note like clockwork. It'd do so for up to 6 months, in a nightmare scenario.
Its never been intended as a way to make your payments on the timeshare in Gulf Shores. Just that many folks who may less money need it and its very useful.
Its also routinely fraudulently obtained, but that's another story for another day.
This post was edited on 7/15 at 9:24 am