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Started By
Message
Disputing a charge on a credit card
Posted on 2/7/13 at 10:53 am
Posted on 2/7/13 at 10:53 am
So I have a charge that is pending status. I had three different charges to this particular business of which I have already paid two. I believe this third charge is erroneous.
Is calling the business and requesting them to remove the charge my only option here? How does one handle such an event otherwise? Thanks.
Is calling the business and requesting them to remove the charge my only option here? How does one handle such an event otherwise? Thanks.
3
Posted on 2/7/13 at 10:55 am to douglas heffernan
Call your credit card company pronto
Posted on 2/7/13 at 10:56 am to douglas heffernan
So you bought something for a business and there is still a pending charge? It's most likely just a hold on funds... it will never be released
You can only dispute a charge if gone through... Hope its on Amex
You can only dispute a charge if gone through... Hope its on Amex
Posted on 2/7/13 at 11:00 am to BACONisMEATcandy
So it will be in the "pending" stages from henceforth?
Disputing it is out until/if it goes through? Otherwise, I have no options?
Really appreciate the help.
Disputing it is out until/if it goes through? Otherwise, I have no options?
Really appreciate the help.
Posted on 2/7/13 at 11:02 am to douglas heffernan
If it is pending, don't worry about it. The charge will more than likely only go through once. Places do this all the time by placing a hold on your cc. Gas stations usually have a hold for like 100 bucks when you swipe even if you only put 50 bucks in your car. I wouldn't worry.
If the charge goes through, then call your cc company.
If the charge goes through, then call your cc company.
Posted on 2/7/13 at 11:04 am to douglas heffernan
quote:
So I have a charge that is pending status. I had three different charges to this particular business of which I have already paid two. I believe this third charge is erroneous.
Is calling the business and requesting them to remove the charge my only option here? How does one handle such an event otherwise? Thanks.
Why don't you wait to see if it actually goes through? A lot of times companies will put multiple pending charges on, but only follow through with one.
Fwiw, if you call the company, there isn't shite they can do about it... They can refund a pending charge.
Posted on 2/7/13 at 11:05 am to douglas heffernan
You can definitely call the business but I have "charges" pending all the time that I know will go away. Restaurants and online retailers do this the most I have noticed
In my experience Credit Card Companies won't do anything until the charge has gone through
In my experience Credit Card Companies won't do anything until the charge has gone through
Posted on 2/7/13 at 11:05 am to PurpleAndGold86
Thanks thats what I was thinking. Ive just never had to deal with this before. How long do they typically remain in the pending stage? This has been 5 days.
Posted on 2/7/13 at 11:07 am to douglas heffernan
quote:
How long do they typically remain in the pending stage? This has been 5 days.
Can certainly sit there for that long. It depends on what the charge is for. I have had ones for a hotel reservation sit there for longer than that, but it doesn't affect anything while it sits there. So no worries.
Posted on 2/7/13 at 11:08 am to PurpleAndGold86
You have put my mind at ease P&G86, THanks to yall
Posted on 2/7/13 at 11:10 am to douglas heffernan
I've had em on there for multiple weeks before... don't lose any sleep
Posted on 2/7/13 at 10:07 pm to BACONisMEATcandy
Quick hijack
Bacon
So just checking up, did you ever get my email?
I am figuring one of three things.
1. You have been busy and forgot about it
2. Its horrible but you dont have the heart to tell me.
3. You are a deep web agent who has set me up as the fall guy for numerous international crimes and making multiple identities with my info.
I sent you the wrong one anyways, that one is a little old.
Bacon
So just checking up, did you ever get my email?
I am figuring one of three things.
1. You have been busy and forgot about it
2. Its horrible but you dont have the heart to tell me.
3. You are a deep web agent who has set me up as the fall guy for numerous international crimes and making multiple identities with my info.
I sent you the wrong one anyways, that one is a little old.
Posted on 2/8/13 at 10:26 pm to GREENHEAD22
Dispute charges IN WRITING. Keep copies.
Posted on 2/8/13 at 10:45 pm to GREENHEAD22
quote:
1. You have been busy and forgot about it
My bad... I will do this in the AM
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