Disputing a charge on a credit card | TigerDroppings.com
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douglas heffernan
LSU Fan
Member since Mar 2009
47 posts

Disputing a charge on a credit card

So I have a charge that is pending status. I had three different charges to this particular business of which I have already paid two. I believe this third charge is erroneous.
Is calling the business and requesting them to remove the charge my only option here? How does one handle such an event otherwise? Thanks.


NaturalBeam
LSU Fan
Member since Sep 2007
13180 posts

re: Disputing a charge on a credit card
Call your credit card company pronto


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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
42940 posts

re: Disputing a charge on a credit card
So you bought something for a business and there is still a pending charge? It's most likely just a hold on funds... it will never be released

You can only dispute a charge if gone through... Hope its on Amex


douglas heffernan
LSU Fan
Member since Mar 2009
47 posts

re: Disputing a charge on a credit card
So it will be in the "pending" stages from henceforth?

Disputing it is out until/if it goes through? Otherwise, I have no options?

Really appreciate the help.


PurpleAndGold86
Member since Jun 2012
11036 posts

re: Disputing a charge on a credit card
If it is pending, don't worry about it. The charge will more than likely only go through once. Places do this all the time by placing a hold on your cc. Gas stations usually have a hold for like 100 bucks when you swipe even if you only put 50 bucks in your car. I wouldn't worry.

If the charge goes through, then call your cc company.


Lsut81
USA Fan
Member since Jun 2005
65953 posts

re: Disputing a charge on a credit card
quote:

So I have a charge that is pending status. I had three different charges to this particular business of which I have already paid two. I believe this third charge is erroneous.
Is calling the business and requesting them to remove the charge my only option here? How does one handle such an event otherwise? Thanks.



Why don't you wait to see if it actually goes through? A lot of times companies will put multiple pending charges on, but only follow through with one.

Fwiw, if you call the company, there isn't shite they can do about it... They can refund a pending charge.


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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
42940 posts

re: Disputing a charge on a credit card
You can definitely call the business but I have "charges" pending all the time that I know will go away. Restaurants and online retailers do this the most I have noticed

In my experience Credit Card Companies won't do anything until the charge has gone through


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douglas heffernan
LSU Fan
Member since Mar 2009
47 posts

re: Disputing a charge on a credit card
Thanks thats what I was thinking. Ive just never had to deal with this before. How long do they typically remain in the pending stage? This has been 5 days.


PurpleAndGold86
Member since Jun 2012
11036 posts

re: Disputing a charge on a credit card
quote:

How long do they typically remain in the pending stage? This has been 5 days.


Can certainly sit there for that long. It depends on what the charge is for. I have had ones for a hotel reservation sit there for longer than that, but it doesn't affect anything while it sits there. So no worries.


douglas heffernan
LSU Fan
Member since Mar 2009
47 posts

re: Disputing a charge on a credit card
You have put my mind at ease P&G86, THanks to yall


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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
42940 posts

re: Disputing a charge on a credit card
I've had em on there for multiple weeks before... don't lose any sleep


GREENHEAD22
LSU Fan
LafayettebywayofBush
Member since Nov 2009
9264 posts

re: Disputing a charge on a credit card
Quick hijack

Bacon

So just checking up, did you ever get my email?

I am figuring one of three things.

1. You have been busy and forgot about it

2. Its horrible but you dont have the heart to tell me.

3. You are a deep web agent who has set me up as the fall guy for numerous international crimes and making multiple identities with my info.



I sent you the wrong one anyways, that one is a little old.


fatboydave
LSU Fan
Fat boy land
Member since Aug 2004
7698 posts

re: Disputing a charge on a credit card
Dispute charges IN WRITING. Keep copies.


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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
42940 posts

re: Disputing a charge on a credit card
quote:

1. You have been busy and forgot about it


My bad... I will do this in the AM


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