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Credit Protection Charges on Credit Cards
Posted on 10/6/09 at 3:53 pm
Posted on 10/6/09 at 3:53 pm
I always notice a 8.95 charge on my CC for this shite desined to protect me from ID fraud.
Is it worth keeping?
Is it a scam?
Is it worth keeping?
Is it a scam?
3
Posted on 10/6/09 at 3:54 pm to eljusterina
you're getting hosed big time.
Posted on 10/6/09 at 4:38 pm to eljusterina
quote:
Is it worth keeping?
No. Just check your own credit report for free once every four months. Each of the three major credit bureaus is required by law to provide you with a free report once per year. Once per year / 3 bureaus = 1 time every four months.
quote:
Is it a scam?
No, but it is heavily overpriced.
Posted on 10/6/09 at 5:07 pm to eljusterina
quote:Nyet!
Is it worth keeping?
quote:Da!
Is it a scam?
This post was edited on 10/6/09 at 5:08 pm
Posted on 10/6/09 at 10:34 pm to LSURussian
quote:
quote:
Is it a scam?
Da!
Nyet! They'll honor the terms of the contract, it's just that you pay waaaaaay too much for it.
The likely scam is that some unscrupulous card issuers will enroll you if you didn't explicitly decline.
Posted on 10/7/09 at 7:52 am to foshizzle
It's a scam, foshizz. $100/year to provide something that almost nobody can benefit from? That is a scam.
Remember, if someone steals your CC # and you discover it 'timely' the bank has to absorb the charges to your account after the first $50.
Remember, if someone steals your CC # and you discover it 'timely' the bank has to absorb the charges to your account after the first $50.
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