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re: Credit Card Rewards and Points DiscussionPosted by VABuckeye on 7/24/14 at 10:46 am to I Love Bama
Just got an email from Marriott today. 70k gets you 3 days at a pretty nice resort on Maui with 10k points still in the bank.
FYI, Chicken is putting a sidebar ad for the Marriott 70k points card when I visit the site.
He also seems to think I want to buy another Audi because he's putting that up as well. Damned Chicken seems to know everything about me.
He also seems to think I want to buy another Audi because he's putting that up as well. Damned Chicken seems to know everything about me.
re: Credit Card Rewards and Points DiscussionPosted by DukeSilver on 7/29/14 at 2:08 am to VABuckeye
I've been switching all of my utilities and monthly bills over to my credit card and I have a question for you credit card wizards.
My mortgage company will not take a credit card payment (or atleast I can not setup auto draft with a credit card) it has to be withdrawn from a banking account. Any way to some how still pay this with a CC? Some sort of account loophole or something?
My mortgage company will not take a credit card payment (or atleast I can not setup auto draft with a credit card) it has to be withdrawn from a banking account. Any way to some how still pay this with a CC? Some sort of account loophole or something?
re: Credit Card Rewards and Points DiscussionPosted by cmlsu on 7/29/14 at 8:30 am to DukeSilver
quote:
I've been switching all of my utilities and monthly bills over to my credit card and I have a question for you credit card wizards.
My mortgage company will not take a credit card payment (or atleast I can not setup auto draft with a credit card) it has to be withdrawn from a banking account. Any way to some how still pay this with a CC? Some sort of account loophole or something?
They way people generally pay mortgages is through gift cards. For instance, you use your credit card to buy one vanillas, visa gift cards, etc. at local drug stores, grocery stores, and gas stations. You get credit rewards for the gift card purchase. You then can load some of the gift cards to bluebird/serve or others and directly pay the mortgage. You can also use the gift cards to pay the mortgage through evolve.
re: Credit Card Rewards and Points DiscussionPosted by hiltacular on 7/29/14 at 9:45 am to VetteGuy
30+k annually of gas/grocery spend would be a good candidate for AMEX PRG. LINK
If you fly delta you could also hit the annual spend bonuses with the delta amexes.
If you fly delta you could also hit the annual spend bonuses with the delta amexes.
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re: Credit Card Rewards and Points DiscussionPosted by VABuckeye on 7/29/14 at 9:49 am to hiltacular
quote:
30+k annually of gas/grocery spend would be a good candidate for AMEX PRG
That is exactly what I was going to suggest.
quote:He's been hitting me pretty hard with Tripadvisor hotel deals and the Audi. As long as he keeps those damn audio ads out of here, I'm good.
FYI, Chicken is putting a sidebar ad for the Marriott 70k points card when I visit the site.
re: Credit Card Rewards and Points DiscussionPosted by VetteGuy on 7/29/14 at 10:17 am to hiltacular
Thanks, Wreck.
Amex just credits your statement whenever you want
Points are generally worth more than cash if redeemed for the right types of travel, but that's a game that I'm not too versed on
Using points to get cash or merchandise is usually the biggest rip off
Points are generally worth more than cash if redeemed for the right types of travel, but that's a game that I'm not too versed on
Using points to get cash or merchandise is usually the biggest rip off
re: Credit Card Rewards and Points DiscussionPosted by jimithing11 on 7/29/14 at 10:32 am to VABuckeye
quote:
Do a serious amount of research on the gift card thing. It's not as easy of a process as it was just several months ago.
This. I gave up on it when VRs when down the shitter.
Now with a few clicks of a button I get an easy 2K in MS just via AP and Serve.
Unless you want to make it a hobby I guess, like extreme couponing, but I just can't get into driving around to places, getting denied by a cashier, going to another place, trying to load it at Wal Mart, etc, etc.
quote:
For cash, you're better off with the Amex blue cash preferred card
Actually this is what you want if you want cash back. Old Amex Blue
quote:
Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500¹ spend in a reward year², you will earn 1% on Everyday Purchases³ (5% after 65004), and 0.5% on other purchases (then 1%).
0% intro APR on purchases and balance transfers for 15 months.
Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)
The Amex blue preferred caps at $6,500 annual spend. That won't do you any good.
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