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re: Credit Card Rewards and Points Discussion

Posted on 8/18/15 at 8:16 am to
Posted by yellowfin
Coastal Bar
Member since May 2006
97608 posts
Posted on 8/18/15 at 8:16 am to
Time to use some AMEX points

Posted by VABuckeye
Naples, FL
Member since Dec 2007
35472 posts
Posted on 8/18/15 at 8:53 am to
Nice! That looks like a few nice trips right there.
Posted by I Love Bama
Alabama
Member since Nov 2007
37693 posts
Posted on 8/18/15 at 9:11 am to
quote:

yellowfin
Posted by Teddy Ruxpin
Member since Oct 2006
39551 posts
Posted on 8/18/15 at 9:18 am to
quote:


Is there any chance of getting the CSP annual fee waved or do they not budge on that?



Always a chance if you put enough on it and call to cancel.
Posted by Teddy Ruxpin
Member since Oct 2006
39551 posts
Posted on 8/18/15 at 9:18 am to
You need to take a vacation
Posted by yellowfin
Coastal Bar
Member since May 2006
97608 posts
Posted on 8/18/15 at 9:21 am to
That's the balance on our company account, boss told me I'm free to use them if I want to though

I'm gonna take him up on it
Posted by hiltacular
NYC
Member since Jan 2011
19665 posts
Posted on 8/18/15 at 3:19 pm to
That is insane
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 8/18/15 at 8:32 pm to
I'm jelly
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26972 posts
Posted on 8/19/15 at 6:04 pm to
Just got another Platinum 100k mailer. Spend is 3k over three months. Expires in October.

Teddy, I promise I'm actually starting to feel bad about this
Posted by Teddy Ruxpin
Member since Oct 2006
39551 posts
Posted on 8/19/15 at 6:18 pm to


Whatever, I have 60,000 Skypesos coming my way
Posted by Sho Nuff
Oahu
Member since Feb 2009
11900 posts
Posted on 8/20/15 at 3:13 am to
quote:

United Explorer Biz card: 50k signup + 5k authorized user

I got the united visa last August so I'm about to cancel before the fee kicks in unless they give me a free year of course. You think it's better to apply for the Biz card first before canceling? I recently got the IHG card so I'm worried about the issue with Chase being tougher to get too many of their cards.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11900 posts
Posted on 8/20/15 at 3:39 am to
quote:

Does anyone use creditmatch on credit cards.com to see if they qualify for better offers?



Yeah, I've tried it before and it seems to be nothing special. I've found the best offers from my own cards and then seeing what other offers they have.

I went to credit card offers from my SPG Amex site and got offered 75,000 points for an Amex Gold. I didn't do it yet but wondering if that's worth it?
Posted by Lsut81
Member since Jun 2005
80087 posts
Posted on 8/20/15 at 5:21 am to
quote:

Just got another Platinum 100k mailer. Spend is 3k ov


Damnit, I want one
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/20/15 at 6:42 am to
I am chomping at the bit for the Southwest business + personal 50k to roll back around.

Just got my mortgage, now I'm ready to make some free trips
Posted by Sho Nuff
Oahu
Member since Feb 2009
11900 posts
Posted on 8/20/15 at 10:06 pm to
Just found out AA is doing the 20% bump with SPG points. So if you transfer 20,000 SPG you get 30,000 AA miles. Ends Aug 31. Did this twice already last year think I'll just keep my SPG points as I have 150k AA. I actually want to book some nice hotels in Italy and Germany next year so won't do the transfer this time.
Posted by Teddy Ruxpin
Member since Oct 2006
39551 posts
Posted on 8/20/15 at 10:13 pm to
quote:

You think it's better to apply for the Biz card first before canceling?


If every thing else is OK to go I think so. It seems like they are really clamping down on things, and having a cancellation before another app I think can hurt.

The whole personal/business aspect kind of puts a wrinkle on that though I'm not too sure about.

I suppose if the business is not under your SSN, you may be OK either way. But my gut tells me to get it before cancelling either way.
This post was edited on 8/20/15 at 10:25 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
11900 posts
Posted on 8/21/15 at 1:56 am to
Yeah, that's kinda what I'm thinking. I plan on using United in Sept/Oct next year for a trip to Oktoberfest and I was thinking of just getting the biz card in Oct but then I thought maybe if I cancel personal one they may not give me biz. I just want to get there without any annual fees

(and yes, I'm flying United)
Posted by jsquardjj
Member since Oct 2009
1317 posts
Posted on 8/22/15 at 8:33 am to
Hoping for some input on what card to get this week.
I already have chase business ink plus and had a CSP that I downgraded once the year was up.

I use all my points towards travel usually. I was going to get the united explorer card (50K offer) to combine with points I rack up on my chase cards, but then I got an offer for an amex gold premeir card waiving the $195 fee for the first year and offering 75K points. Question is can these points be used to transfer to any travel partners or other benefits? I don't have any experience with amex cards.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26972 posts
Posted on 8/22/15 at 9:26 am to
Where did you get an Amex gold 75k offer? That's something I could get behind.
Posted by jsquardjj
Member since Oct 2009
1317 posts
Posted on 8/22/15 at 9:39 am to
Came in the mail this week. And only a 2k spending requirement.
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