I made two purchases this month with a credit card I very rarely use. I paid the first charge online the day after the purchase. I tried to pay the second charge today, but it said I am only allowed to make one payment per billing period (the billing period hasn't even started since both charges were made this month). It also won't let me schedule a payment for next month.

I want to pay both charges off now because I rarely use this card and don't want to forget to pay it. Is there any way I can make the credit card company take my money?

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Posted by Cold Cous Cous

Bucktown, La.

Member since Oct 2003

15034 posts

Posted on 5/27/09 at 11:20 am to hen

That is unusual. My card allows a max of 3 payments per month but only allowing 1 payment per month seems really strange to me.

If it means that much to you I'd call up and complain. They'd probably rather take your money than deal with you.

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Posted by Ziggy

Member since Oct 2007

21500 posts

Posted on 5/27/09 at 11:20 am to hen

Try calling them and doing it over the phone?

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Posted by notiger1997

Metairie

Member since May 2009

58078 posts

Posted on 5/27/09 at 11:21 am to Ziggy

Maybe they are trying to keep you to just doing one electronic payment. Send in a check and I bet they take it.

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Posted by Catman88

Baton Rouge, LA

Member since Dec 2004

49125 posts

Posted on 5/27/09 at 11:28 am to hen

So how would they do this if you do online banking? Would they refuse the transfer that your bank is trying to do? Never heard of only allowing one payment... Generally you will see a cap of 3 payments or no cap at all.

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Posted by hen

past the point of no return

Member since Sep 2007

1751 posts

Posted on 5/27/09 at 11:48 am to Catman88

quote:
Would they refuse the transfer that your bank is trying to do?

Tried to pay through the card's site, but if they don't take the payment by phone I will take this route (or dust off my checkbook).

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Posted by LSURussian

Member since Feb 2005

126856 posts

Posted on 5/27/09 at 12:04 pm to hen

My credit cards allow me to pay online and put in a future "effective date" for the payment. Will your card allow you to do that and then you could put in the payment due date rather than making the payment effective today? Might be worth a try....

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