re: Churning Credit Cards before buying a housePosted by nikki6 on 12/3/12 at 1:18 pm to TigerRob20
I had just gotten the Chase Freedom card in May. We are buying a house right now, closing is Thursday. My lender questioned me about it. I told him the account was on the credit report he pulled earlier in Nov. He checked and said ok. He did make me sign some letter stating that Chase checked my report back in May to open an account.
I think this one was ok, but I don't think I'd make a habit out of opening credit cards before buying a house. I don't know how far they go back, but May was 7 months ago and I was questioned.