- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Chase Sapphire vs Capital One Venture
Posted on 6/10/16 at 9:48 pm
Posted on 6/10/16 at 9:48 pm
For someone looking to use the points to travel overseas and other vacations. Which one would be the best?
Would probably put 15-20k a year on the card as I would get my Netflix, Charter, Cellphone, Car Insurance, etc on the card and try to pay it off monthly.
Would probably put 15-20k a year on the card as I would get my Netflix, Charter, Cellphone, Car Insurance, etc on the card and try to pay it off monthly.
Posted on 6/10/16 at 10:20 pm to tduecen
quote:
try to pay it off monthly.
I wouldn't advise using any credit cards.
Posted on 6/11/16 at 2:21 am to tduecen
If you want a quick $400 Venture is nice, but don't keep it past year 1, and even better for your credit report hits just abuse Barclay Arrival+ first.
CSP would be better for continued spend but we open a can of worms discussing that.
CSP would be better for continued spend but we open a can of worms discussing that.
Posted on 6/11/16 at 9:18 am to tduecen
Just saw an offer yesterday for CSP- 50,000 pts after spending $4k in 3 months. I took them up on their offer. And if you use it to book travel, pts are worth 1.25- so it's $500 cash or $625 in travel.
Posted on 6/11/16 at 10:01 am to LSUGUMBO
quote:Points are worth more than that if you strategically transfer them to the participating partners
pts are worth 1.25- so it's $500 cash or $625 in travel.
Posted on 6/11/16 at 2:21 pm to Teddy Ruxpin
quote:
If you want a quick $400 Venture is nice, but don't keep it past year 1,
Why do you say this? B/c of the annual fee?
Posted on 6/11/16 at 2:47 pm to AubieALUMdvm
quote:
Why do you say this? B/c of the annual fee?
Yes. The Venture card is a 2% cash back card once you get through all their marketing gimmicks calling their points "miles." There are a few 2% cash back cards out there with no annual fee, so why pay $59 or whatever it is now for the privilege of 2% cash back when you don't have to?
Therefore, take the free money and move on.
Posted on 6/11/16 at 3:49 pm to TigerTatorTots
quote:
Points are worth more than that if you strategically transfer them to the participating partners
What you mean by this? Any link to see how I could do this?
Posted on 6/11/16 at 4:42 pm to Teddy Ruxpin
Minimal penalty to cancel the card? I guess the Barclay arrival card is the exact same?
Posted on 6/11/16 at 5:33 pm to AubieALUMdvm
quote:
Minimal penalty to cancel the card?
Besides temporary small changes in credit score? Nothing.
quote:
I guess the Barclay arrival card is the exact same?
More or less.
Posted on 6/11/16 at 7:55 pm to TigerTatorTots
Opened a CSP recently, we usually spend $2,500/month or so on credit cards so the $4,000 in first 3 months should be nothing. The 50,000 point bonus seems legit, plus restaurants earn 2x points so i think we'll keep it for a while even after the annual fee kicks in.
We have about 100,000 Southwest points, plan on using those on a trip this fall and either using the CSP 50,000 points on hotel or transferring 1:1 to SW. Are there other partners where the 50,000 gets better bang for the buck?
We have about 100,000 Southwest points, plan on using those on a trip this fall and either using the CSP 50,000 points on hotel or transferring 1:1 to SW. Are there other partners where the 50,000 gets better bang for the buck?
Posted on 6/11/16 at 7:57 pm to Boh
quote:
Are there other partners where the 50,000 gets better bang for the buck?
United
Singapore
Korean
British Airways for domestic flights if you can find American Airline availability
Posted on 6/11/16 at 8:00 pm to Teddy Ruxpin
Nice. I've never had the chase ultimate rewards so i'm interested to see the options. We just use SW a lot so we have a good bit of points there already.
Posted on 6/11/16 at 8:00 pm to Teddy Ruxpin
(no message)
This post was edited on 6/11/16 at 8:01 pm
Posted on 6/11/16 at 8:02 pm to Boh
Ya, if you want to do something cool so your wife can make her friends jealous on facebook, fly her in business class to Asia.
Posted on 6/11/16 at 8:18 pm to Teddy Ruxpin
Haha I don't want to set myself up for coming up short on future trips. Maybe ease into that in a few years.
Posted on 6/11/16 at 9:29 pm to Teddy Ruxpin
How many points is that RT for business?
Posted on 6/11/16 at 9:35 pm to GenesChin
quote:
How many points is that RT for business?
I pursued it with United which is 160k RT per person. Other carriers have different requirements of course. Funny enough I happened to book when they had a discount so got it for 300k total instead of 320k. Pretty much depleted UR and left 20k in my United account as of Feb 1 2015. Since then, using signup bonuses and spending, I have 80,000 United miles, my wife has 36,000, and we have 145,000 UR. *Not counting miles I have in other places like 190k with American.
MSY-LAX-ICN-BKK
HKT-BKK-PVG(went into Shanghai for the day)-ORD-MSY
Worth every point when you're on a plane for 20 something hours.
This post was edited on 6/11/16 at 9:45 pm
Posted on 6/12/16 at 12:12 am to LSU1018
quote:You can transfer the points 1:1 to a good number of different programs. If you see a flight/room on one of those programs you are interested in, and see that the point value per dollar is more than 1.25 cents per point, then you are better off doing that than through the Chase booking portal
What you mean by this? Any link to see how I could do this?
Back to top
Follow TigerDroppings for LSU Football News