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Message
re: Car Insurance Premium age 25
Posted on 11/27/12 at 9:53 am to PhiTiger1764
Posted on 11/27/12 at 9:53 am to PhiTiger1764
Man you are getting so ripped off. I live in Montana and have 3 million dollar limits with the fulls coverage of moose and reindeer and whats not and I only pay 13 bucks a month and I drive a mercedes G class fool.
1
Posted on 11/27/12 at 10:03 am to Chad504boy
Please keep your trash on the OT
Posted on 11/27/12 at 3:01 pm to PhiTiger1764
quote:
Please keep your trash on the OT
There's plenty of wisdom to find in my post. You gotta sort through the sarcasm. FYI, i'm only just an independent insurance agent in LA.
Posted on 11/27/12 at 3:39 pm to Signature
quote:I drive a 1999 Ford F150, nowhere near the $ of your ride. And I have my home insured through Farmer's. Still - $140/month? I'd shop around. Or ask your agent if there are any discounts available because of your clean record.
07' BMW 5series
Posted on 11/27/12 at 8:45 pm to Lou
I just put a reminder to call tomorrow. I'm a little embarrassed I never questioned if I was paying too much. I qualify for a few discounts and I just assumed this was about average.
Posted on 11/27/12 at 9:20 pm to TheHiddenFlask
Man I don't know if I'm doing something wrong or what.. but everywhere I look online I am getting high quotes. Like ridiculously high. Geico was $142/month. Allstate was $193/month.
I entered all of my current coverages.. not sure what the deal is.
I entered all of my current coverages.. not sure what the deal is.
This post was edited on 11/27/12 at 9:21 pm
Posted on 11/27/12 at 9:26 pm to PhiTiger1764
(no message)
This post was edited on 11/29/12 at 2:53 pm
Posted on 11/27/12 at 10:00 pm to KG6
I've never looked up my score but I've heard that looking it up can hurt it. Don't know if that's true or not.
Regardless, I should have a good score. I applied for my first credit card last year with AmEx and somehow got a $17,000+ limit. I pay it off each month, I've never been in debt, etc. I think I might call some local agents rather than trying to do it online.
Regardless, I should have a good score. I applied for my first credit card last year with AmEx and somehow got a $17,000+ limit. I pay it off each month, I've never been in debt, etc. I think I might call some local agents rather than trying to do it online.
Posted on 11/27/12 at 10:38 pm to PhiTiger1764
Definitely call an agent in your area and let him shop it for you
Posted on 11/28/12 at 1:33 am to PhiTiger1764
Call an independent agent and let them shop it for you.
Posted on 11/28/12 at 8:41 am to PhiTiger1764
quote:
PhiTiger1764
another way to save is to pay in full premium especially with companies through Independent Agents
Posted on 11/28/12 at 9:01 am to Chad504boy
That's true. I pay mine bi-annually and it saves about $120/year as opposed to monthly.
Posted on 11/28/12 at 11:34 am to Chad504boy
Thanks I'll look into that too. I'd rather just make one big payment anyway.
Posted on 11/28/12 at 4:42 pm to PhiTiger1764
My credit rating is way up there so that's out.
I didn't think about lump sum paying annually. My guy said that would save me $100/year.
Oh and your college degrees save you about $5 bucks a month.
I didn't think about lump sum paying annually. My guy said that would save me $100/year.
Oh and your college degrees save you about $5 bucks a month.
Posted on 11/28/12 at 5:31 pm to tom
quote:Exactly, I would tell everyone to look around but car insurance is very expensive here so you can't compare what you are paying here vs what someone pays in Arkansas or Mississippi. It also depends where in Louisiana you live, I know it is very expensive in Orleans Parish.
If you live in Louisiana, you probably won't do too much better.
Posted on 11/28/12 at 6:01 pm to saderade
This is a no-brainer, raise your deductable. I carry a 5k deductable....if the company wants your business they will write the policy. They don't like it but they will, or change insurance companies. Your ride is over insured ....ask around...look at the Blue Book.
This post was edited on 11/28/12 at 6:13 pm
Posted on 11/28/12 at 6:07 pm to RetiredG8tr
quote:
Your ride is over insured ....ask around...look at the Blue Book.
Posted on 11/28/12 at 6:35 pm to RetiredG8tr
quote:
This is a no-brainer, raise your deductable.
Really?
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