I might try the Chase Freedom card. I spend on random shite and hopefully I can get my credit up and try again in 6 months. I will save your email and use it again then
just a heads up... i have a chase freedom card... have had it since 2006... recently went to apply for a loan and they said i have a "thin" credit file... so apparently chase freedom isn't a good card to build credit with...
i think that some banks have credit builder loans which is essentially a way to buy credit points.. you take a out loan for 1,000 and then put it in a CD in their bank.. you pay the 30 bucks a month or whatever it is.. by the end of it you have improved your credit and have the CD... of course you pay more in interest than you earn... so don't go getting any ideas.