Resurrecting this old thread instead of posting my own:
I'm a young professional with a significant amount of student loan debt, so I have a very mixed situation. Income and prospective income are both solid, but my short credit history combined with my loan debt is a big negative. So, Chase gave me a bit of resistance in getting a Freedom card being I previously had no relationship with Chase, but ultimately gave me one with a $1,000 limit. I've had it a bit over a month (obviously a much different situation than the OP) but my issue is that I've had to make two mid-month payments (of the full balance) to stay under my credit limit on top of paying my balance in full at the end of the month. As I'm using the Freedom as my primary card and put nearly all purchases on it, I'm finding my credit limit to be rather constricting. How long does the MT board think I need to continue this practice, which screams "I both need and can handle a higher limit", before I can justify asking for an increase?
This post was edited on 7/13 at 6:51 pm