Anyone here use PenFed? | TigerDroppings.com
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RickAstley
LSU Fan
Reno, Nevada
Member since May 2011
1663 posts

Anyone here use PenFed?

I'm thinking about shifting a portion of my emergency savings into some CDs and I have been looking at PenFed. Any feedback on going this route, or should I go another route?


TheOcean
Florida State Fan
Member since Aug 2004
32662 posts

re: Anyone here use PenFed?
Yes. I don't use penfed for CDs, but I absolutely love the product/service.


RickAstley
LSU Fan
Reno, Nevada
Member since May 2011
1663 posts

re: Anyone here use PenFed?
Thanks, what is required to join if you're non-military?


yellowfin
Illinois Fan
Coastal Bar
Member since May 2006
77399 posts
Online

re: Anyone here use PenFed?
I love penfed, no experience with their CDs though.


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wegotdatwood
Member since Aug 2009
17094 posts

re: Anyone here use PenFed?
Just got the 5% cash back on gas card. I'm military but somehow didn't get the free thing. Did a $20 donation.

This post was edited on 3/25 at 4:35 pm


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CajunAlum Tiger Fan
LSU Fan
The Great State of Louisiana
Member since Jan 2008
3869 posts

re: Anyone here use PenFed?
quote:

Thanks, what is required to join if you're non-military?


I financed a truck at 1.9% and I'm refinancing my house with them now. Their rates on loans are hard to beat.

All you need to do is join a military support organization for $20. There are links in the application process and it only takes 5 minutes.


RickAstley
LSU Fan
Reno, Nevada
Member since May 2011
1663 posts

re: Anyone here use PenFed?
Great thanks. This sounds like a good option to go


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lsu_tiger_az
LSU Fan
AZ/LA
Member since Mar 2004
30404 posts

re: Anyone here use PenFed?
quote:

Any feedback on going this route, or should I go another route?



I don't use PenFed, but it is a very good option....

That said, I've always made it a point to stay away from their counterpart, the FedPen!






AutoYes_Clown
Alabama Fan
Baton Rouge, LA
Member since Oct 2012
2407 posts

re: Anyone here use PenFed?
FWIW, some credit unions will match PenFed. My best friend did this so that he could get PenFed rates with local branch service.

Also, PenFed has a very interesting 5/5 arm mortgage


yellowfin
Illinois Fan
Coastal Bar
Member since May 2006
77399 posts
Online

re: Anyone here use PenFed?
quote:

My best friend did this so that he could get PenFed rates with local branch service.


I'd take PenFed's customer service over any credit union or bank I've walked into a physical location.


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foshizzle
LSU Fan
Washington DC metro
Member since Mar 2008
31946 posts

re: Anyone here use PenFed?
I have my mortgage and HELOC through them, very good rates.


titmouse
a tree branch above your car
Member since May 2006
4435 posts

re: Anyone here use PenFed?
I have all my loans with them (car loans, 5/5 arm). There rates are unbelievable.

I'm not military, but joined SAME (free) since I had an edu account, which permitted me to become a penfed member. Not sure if you still can do that.
This post was edited on 3/26 at 6:55 am


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jmtigers
Southern Miss Fan
1826.71 miles from USC
Member since Sep 2003
3773 posts

re: Anyone here use PenFed?
I refinanced a car loan with them down to 1.99%. Process went well.


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