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ANy Experience With Erie Insurance
Posted on 6/12/17 at 12:53 pm
Posted on 6/12/17 at 12:53 pm
I will be relocating within 30 days to North Carolina. I currently have USAA insurance for home and auto and never have a claim other for a windshield. I did get a quote for USAA but I also received a quote from Erie insurance. The cover ages are the same for both home an auto, but Erie is much lower on their home insurance. Anyone have any experience with Erie; good or bad?
Posted on 6/12/17 at 2:59 pm to lsuCJ5
I had Erie for years when I lived in PA. My experience was good. Low prices, good agents.
The caveat; if you drive like my wife and run into something every three months they are not so nice and will drop you after a few payouts.
The caveat; if you drive like my wife and run into something every three months they are not so nice and will drop you after a few payouts.
Posted on 6/12/17 at 3:03 pm to RolltidePA
thanks for the reply. We haven't had any claims so I think I may try them.
Posted on 6/12/17 at 3:23 pm to lsuCJ5
No worries. Their reputation in the states where they operate is: good insurance, but tough to get because they have high credit and driving record requirements.
Anecdote about Erie. I had two accident forgiveness build up with them. Had their insurance from the time I was 16-35, only one samll fender bender when I was 20. When I got married, it was going to be pricey to get my wife on the insurance, since she has a terrible driving record. So, we go with someone else. Can't remember who at this point, as I said before we get dropped yearly because of her accidents. Anyway, two weeks later she sideswipes a Prius and causes $12k worth of damage, instantaneously dropped from them.
Find new insurance company and a month later she rear ends an Escalade and causes $10k worth of damage. Dropped again. After those two we are paying waaaaay more than we ever would have staying with Erie.
She's had three accidents since and would have been dropped by them, but that's another story.
Anecdote about Erie. I had two accident forgiveness build up with them. Had their insurance from the time I was 16-35, only one samll fender bender when I was 20. When I got married, it was going to be pricey to get my wife on the insurance, since she has a terrible driving record. So, we go with someone else. Can't remember who at this point, as I said before we get dropped yearly because of her accidents. Anyway, two weeks later she sideswipes a Prius and causes $12k worth of damage, instantaneously dropped from them.
Find new insurance company and a month later she rear ends an Escalade and causes $10k worth of damage. Dropped again. After those two we are paying waaaaay more than we ever would have staying with Erie.
She's had three accidents since and would have been dropped by them, but that's another story.
Posted on 6/12/17 at 3:28 pm to RolltidePA
quote:
RolltidePA
Holy crap dude. It is probably cheaper at this point to hire a private driver for your wife.
Posted on 6/12/17 at 3:40 pm to ThatsAFactJack
quote:
Holy crap dude. It is probably cheaper at this point to hire a private driver for your wife.
May not have another choice if she hits something else anytime soon!
In all honesty, I can't believe we can actually still get insurance.
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