Soft_Parade Georgia St. Fan Member since Sep 2005 1888 posts
401k allocation(Posted by Soft_Parade on 3/6/13 at 4:03 pm)
If cash was not an available option, but bonds, large, mid, small cap, intl, real estate, total stock market, and a stable capital funds were choices, how would you allocate (%) the existing balance if you thought the stock market was going to correct itself soon?
Near-cash is almost always an available option. There will be a fund called something like "short term bonds", "money market", or something like that. Basically anything that is a very short-term bond fund qualifies.
I never use them though since I am unable to tell what "the" stock market will do. I can't even tell what non-US stock markets will do. So I just buy 'em all.