30 year mortgage rates.

3.875

For the uninitiated, Jumbo Loans (also known as Alt-A or Alternative-A Financing) refers to mortgages that are higher than the typical, Fannie/Freddie federal guideline limits for single family homes. I believe the limit has been $417,000 for many years now.

They're riskier than "A paper" (obviously where the Alternative A comes in) but they aren't sub prime. They are considered a non-conforming loan. But for any amount over $417K they are a necessity.

They're typically a tad higher than regular Fannie/Freddie rates due to the non-conformity of the product (due to loan value or documentation requirements etc) and also typically require more expensive appraisals, or sometimes multiple appraisals. They're looked at a tad more closely than a normal loan package-but not overly so-and depending on the situation can be very competitive with conforming, conventional financing options.

3.625% -3.75% depending on the day right now.

Yeah pretty much what everyone else is saying you should be getting 3.625 - 3.75.

I am about to close at 3.75 through whitney bank (through fannie mae). I locked in about a month ago but since then I have noticed all the internet site rates have continued to drop. I opened my zillow app yesterday and it said 3.4.

I contacted the banker and he said fannie mae wouldn't allow him to change the rate. I just wanted to hear if the 3.4 is legitimate. Thanks

they can do a 80/10/10 (piggy back). if you open an account lender will give 1k towards closing. Thats not buying down, no orig fee. Strongest i've seen at moment, although everyone else within 1/8 1/4.

Money is cheap

I just signed paperwork on my house the other day and I think it was 3.625%.

Not really you got a great deal. And I think rates will start inching up higher heading towards the fed meeting in June. ( which i think they will decide to raise another 25 bps)

Closed at 3.625% on a 30 year fixed rate am. In May of 1013.