Too few accounts currently paid as agreed
Length of time accounts have been established
Same issue you are experiencing. Information about my credit history is 6-12 months old.
Proportion of balances to credit limits on revolving accounts is too high
This is my fault. One poster in this thread hinted at how to resolve this problem. I was keeping too high of a balance on my monthly statement instead of keeping it within 0-20%. It wasn't even necessary for me to keep a high balance since I could pay it off no problem.
Lack of recent installment loan information
Not sure about this one
Too many inquiries last 12 months
This one is for doing exactly what you are doing, applying for several credit cards and continually getting denied.
did you pay the accounts off too early and not spend enough?
I was at one point registering every purchase on my credit card, and immediately paying it off when the balance registered on my account. The problem was I did not monitor this balance appropriately during the week when they log your balance for your monthly statement. I've since swapped to balancing my purchases between my debit and credit card. When I swipe my debit, I usually select credit, in order to delay the hold on my account for a few days.
This post was edited on 5/3 at 9:31 am