Putting the wife on disability/unemployment when she is having a baby | TigerDroppings.com
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trident
Tennessee Fan
Member since Jul 2007
3535 posts
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Putting the wife on disability/unemployment when she is having a baby

Guys,

Is this an acceptable practice to put my wife on unemployment once she has the baby? She will not be going back to work for an entire year at least after the baby is born. I am torn on this. I feel like it is taking advantage of the situation, but would be awesome to get a few extra dollars (obviously). I make a good enough salary to support us, I think.

Any tips, advice, suggestion would be greatly appreciated.


Churchill
New Orleans Saints Fan
Member since Apr 2009
177 posts

re: Putting the wife on disability/unemployment when she is having a baby
The insurance company is going to fight you. My wife twisted her knee while pregnant and they kept prying to make sure it was not because of the pregnancy.


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BestBanker
LSU Fan
stuck in a moment
Member since Nov 2011
3984 posts

re: Putting the wife on disability/unemployment when she is having a baby
Becoming pregnant and having a baby typically does not fall under the term "disability."
Similarly, making a conscientious decision to stop working does not fall under the term "unemployed".
Thus, making a false claim could and should result in a penalty.

Use wisdom here.


trident
Tennessee Fan
Member since Jul 2007
3535 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
quote:

Becoming pregnant and having a baby typically does not fall under the term "disability."
Similarly, making a conscientious decision to stop working does not fall under the term "unemployed".
Thus, making a false claim could and should result in a penalty.


That is what I figured but some people have been telling me that my wife would qualify since she has to quit her job before the baby is born. I doubt I will do this though. Just curious if anyone has done it


VABuckeye
Ohio State Fan
Oak Hill, VA
Member since Dec 2007
13471 posts

re: Putting the wife on disability/unemployment when she is having a baby
If you quit your job you generally cannot draw unemployment. "I want to stay home with the baby" is not a valid reason.

She doesn't "have to quit her job". It is a choice.
This post was edited on 4/3 at 7:42 am


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Ace Midnight
LSU Fan
Between sanity and madness
Member since Dec 2006
37929 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
Unemployment normally requires you to certify you are ready, willing and able to accept work.

Paternity leave or sick leave are the appropriate solutions. If these are not available through her employment, then leave without pay is the next step.


Ace Midnight
LSU Fan
Between sanity and madness
Member since Dec 2006
37929 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
quote:

since she has to quit her job before the baby is born.


Is she leaving the workforce permanently to stay home and raise the child? If not, she doesn't have to quit - she can take leave without pay - most employers who are worth a crap will do this, even if they don't have formal policies to keep an employee they like/value.


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trident
Tennessee Fan
Member since Jul 2007
3535 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
quote:

Paternity leave or sick leave are the appropriate solutions. If these are not available through her employment, then leave without pay is the next step.


Paternity leave in not available for an extended period of time (6 months). She would be put on leave without pay (just to hold her spot), but she has no plans on returning to that job after she leaves. So...


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LSU316
LSU Fan
Frog City Baby!!!
Member since Nov 2007
11582 posts

re: Putting the wife on disability/unemployment when she is having a baby
Does her employer offer or does she have some type of short term disability coverage.

When my wife was pregnant she did not.....but her employer told her STD would pay her in event of pregnancy. They are right....I called the STD provider to be sure.

So she signed up for STD when she went back to work in anticipation of child #2 at some point in the distant future.


trident
Tennessee Fan
Member since Jul 2007
3535 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
quote:

Does her employer offer or does she have some type of short term disability coverage.

When my wife was pregnant she did not.....but her employer told her STD would pay her in event of pregnancy. They are right....I called the STD provider to be sure.

So she signed up for STD when she went back to work in anticipation of child #2 at some point in the distant future.



thanks. I am not sure if they offer STD. I will have to check


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ForeverLSU02
Penn Fan
Albany
Member since Jun 2007
32831 posts

re: Putting the wife on disability/unemployment when she is having a baby
quote:

trident
aka crook


Poodlebrain
LSU Fan
Way Right of Rex
Member since Jan 2004
17174 posts

re: Putting the wife on disability/unemployment when she is having a baby
My sister had complications during her pregnancy that prevented her from working and she collected disability during her pregnancy. Once the baby was born she lost the disability benefits, but she took unpaid family leave for several months. She would have taken the family leave during the last two months of her pregnancy without the disability income, but the disability allowed her to defer the family leave.


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trident
Tennessee Fan
Member since Jul 2007
3535 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
quote:

aka crook


baby got to eat


MStant1
LSU Fan
New York, NY and Houston, TX
Member since Sep 2010
4206 posts

re: Putting the wife on disability/unemployment when she is having a baby
quote:

trident




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Tigerpaw123
USA Fan
Louisiana
Member since Mar 2007
9856 posts

re: Putting the wife on disability/unemployment when she is having a baby
Most private STD policies do cover pregnancy leave (usually only 6-8 weeks) if you paid for the benefits then use them

If you are talking about LTD or SSI...the answer is no


GoCrazyAuburn
Auburn Fan
Staring up at Vulcan's ass
Member since Feb 2010
17200 posts

re: Putting the wife on disability/unemployment when she is having a baby
As has been said previously, if she has STD, pregnancies are usually covered.


TigerintheNO
LSU Fan
New Orleans
Member since Jan 2004
24868 posts

re: Putting the wife on disability/unemployment when she is having a baby
quote:


As has been said previously, if she has STD, pregnancies are usually covered.


But she can't quit her job before she has the baby.


GoCrazyAuburn
Auburn Fan
Staring up at Vulcan's ass
Member since Feb 2010
17200 posts

re: Putting the wife on disability/unemployment when she is having a baby
Well yea, she has to keep her job to receive the STD


trident
Tennessee Fan
Member since Jul 2007
3535 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
quote:

she has to keep her job to receive the STD


well that answers my question then. Thanks to all


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GFunk
LSU Fan
Denham Springs
Member since Feb 2011
9942 posts
Online

re: Putting the wife on disability/unemployment when she is having a baby
Unemployment in a nutshell:

Once someone is no longer working, then that means one of two things happened:

1.) Employee left for whatever reason.
2.) Employer decided to make them leave for whatever reason.

If its option 1, then the burden of proof is on the employee to prove that they did not leave for disqualifying reason.

If its Option 2, then the burden of proof is on the Employer. They need to document or prove beyong a reasonable doubt that they separated the employee with good cause that rises to the level of misconduct.
In summation:

In every situation in which a formerly employed person is no longer working, there was a moving party. Whether it was the employer or the employee, they need to have good cause in the explanation regarding the reason for separation if they'd like to either avoid or collect Unemployment.

Applying a twisted knee or a pregnancy to the system will result in a disqualification. The pregnancy and the knee injury-provided it did not occur on the job-are not the fault of the employer, and they will not be held liable to pay benefits in that instance.
This post was edited on 4/3 at 2:55 pm


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