Posted byMessage
TJG210
LSU Fan
New Orleans
Member since Aug 2006
21030 posts

Chase Sapphire - Annual Fee......


Was at Chase during lunch and switched one of my cards to the Sapphire-Preferred. I asked about the annual fee being waved if you spend over 10K and they said no......I know others on here have said the opposite. Oh well, first year is free, if it doesn't make sense it what I get back next year I'll just cancel and go back to Freedom.


This post was edited on 1/31 at 12:59 pm



Back to top
Share:
TDsngumbo
LSU Fan
Member since Oct 2011
4677 posts
 Online 

re: Chase Sapphire - Annual Fee......


Does it give you 0% interest for a certain period after opening?





Back to top
TJG210
LSU Fan
New Orleans
Member since Aug 2006
21030 posts

re: Chase Sapphire - Annual Fee......


Not sure.......I don't carry a balance so I didn't ask (or pay attention) about the interest rates.





Back to top
TDsngumbo
LSU Fan
Member since Oct 2011
4677 posts
 Online 

re: Chase Sapphire - Annual Fee......


I'm looking to do some minor home improvement projects soon and was thinking about opening a credit card with both great travel rewards and a 0% introductory rate for 12-15 months so I can have an interest-free loan while I pay if off.





Back to top
Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
17148 posts
 Online 

re: Chase Sapphire - Annual Fee......


quote:

I'm looking to do some minor home improvement projects soon and was thinking about opening a credit card with both great travel rewards and a 0% introductory rate for 12-15 months so I can have an interest-free loan while I pay if off.


From what I've seen, I rarely see a "good" travel card offer that kind of 0% interest deal like you see some other cards do. I'd love to jump on one of those deals if they did.






Back to top
homeskillet
Alabama Fan
Huntsville, AL
Member since Dec 2011
225 posts

re: Chase Sapphire - Annual Fee......


When I do home improvement, I use my discover and shop online for in store pickup. Always 5%, sometimes 10% at lowes and Home Depot. You just have to link through their site. Plus all your equipment is waiting for you at the service desk when you get there.





Back to top
jso0003
Auburn Fan
Birmingham/Atlanta
Member since Jun 2009
4678 posts
 Online 

re: Chase Sapphire - Annual Fee......


I've had different people at Chase tell me different things, I plan on calling in about a month before my 1st year is up after I have about 20k on mine and pestering people until someone waives it.





Back to top
Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
17148 posts
 Online 

re: Chase Sapphire - Annual Fee......


quote:

Plus all your equipment is waiting for you at the service desk when you get there.


that's a funny joke right there.






Back to top
RonFNSwanson
New Orleans Pelicans Fan
University of LSU
Member since Mar 2012
14225 posts
 Online 

re: Chase Sapphire - Annual Fee......


quote:

I'm looking to do some minor home improvement projects soon and was thinking about opening a credit card with both great travel rewards and a 0% introductory rate for 12-15 months so I can have an interest-free loan while I pay if off.


Does it have to be travel rewards? I just got the discover cash back, they give you $100 and 14 months 0%.






Back to top
TJG210
LSU Fan
New Orleans
Member since Aug 2006
21030 posts

re: Chase Sapphire - Annual Fee......


quote:

Does it have to be travel rewards? I just got the discover cash back, they give you $100 and 14 months 0%.


Yes......if you spend 3K the first 3 months, you get $500 I believe.






Back to top
jso0003
Auburn Fan
Birmingham/Atlanta
Member since Jun 2009
4678 posts
 Online 

re: Chase Sapphire - Annual Fee......


The Chase card gives you a 40,000 point bonus which equates to $400 cash, or if you use those points for travel you get a 25% bonus making it worth $500





Back to top
wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: Chase Sapphire - Annual Fee......


I just applied and was approved for this card.





Back to top
TJG210
LSU Fan
New Orleans
Member since Aug 2006
21030 posts

re: Chase Sapphire - Annual Fee......








Back to top
wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: Chase Sapphire - Annual Fee......


I'll probably cancel after the first year.





Back to top
polizei11
LSU Fan
Lafayette
Member since May 2009
875 posts

re: Chase Sapphire - Annual Fee......


Definitely use the Chase Ultimate Rewards Mall if buying stuff at Lowe's and other stores they have. In-store pickup at Lowe's and you get 6 pts/$. All of the stores in the Rewards Mall give bonus pts/$. It's awesome.

I bought a Dewalt Miter Saw around Christmas for $215 and got 1200 pts for it. My girlfriend buys her makeup online at Sephora (when they have free shipping deals) and gets 9 pts/$. Just an extra way to squeeze more points out and increase your annual dividend.






Back to top
wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: Chase Sapphire - Annual Fee......


What's the catch? I bet the store marks up the price, right?





Back to top
Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
17148 posts
 Online 

re: Chase Sapphire - Annual Fee......


quote:

I asked about the annual fee being waved if you spend over 10K and they said no......I know others on here have said the opposite.


I need to look into this on my capital one card. I will put around 25k on that a year during a normal year.

Having a hard time seeing that verified on Google though if anyone can link me.



This post was edited on 3/12 at 1:02 pm


Back to top
polizei11
LSU Fan
Lafayette
Member since May 2009
875 posts

re: Chase Sapphire - Annual Fee......


It's the exact same store. You just go through Chase to access it. I haven't found a difference yet. They do give you some restrictions (can't use external promo codes usually) but that's it.





Back to top
wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: Chase Sapphire - Annual Fee......


quote:

It's the exact same store. You just go through Chase to access it. I haven't found a difference yet. They do give you some restrictions (can't use external promo codes usually) but that's it.


I would it but I can get 10% of at lowe's






Back to top
Rev1897
LSU Fan
NOLA
Member since Dec 2008
535 posts

re: Chase Sapphire - Annual Fee......


Tell them you will cancel. If you spend enough money they will waive it, trust me.





Back to top



Back to top