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jcole4lsu 
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
22347 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:17 pm to EthanL)
quote:
I swear you guys are so partisan, so ready to draw a line on ideology,
 i cant remember the last time i voted for a republican other than ted cruz in a major state or national election. i guess bush the first time around. but yeah, im the partisan one.
quote:
you can't even have a relaxed discussion with someone you perceive as 'the enemy'.
you can't hold a relaxed discussion because you are unable to think coherently enough to provide a rational thought.
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crawdaddy52 
Vanderbilt Fan
Member since Dec 2010
582 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:17 pm to EthanL)
If Obama cured cancer....
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Jbird 
Iowa Fan
Odramaville with EthanL
Member since Oct 2012
5538 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:17 pm to H.M. Murdock)
quote:
id I read this correctly? You are against the constitution?
Yes he is, something about an arcance old document by racist white guys IIRC. 
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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
22347 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:21 pm to EthanL)
quote:
Well I apologize. Did not know there were plans this bad out there.
good lord, insulated much?
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EthanL 
LSU Fan
Harvey LA
Member since Oct 2011
2335 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:22 pm to BlackHelicopterPilot)
quote:
When you ONLY comment on the co-pay...you kinda sound like the guy who answers "how much does your car cost?" with: $500 per month
That's not quite comparing apples to oranges but I see your point.
Where I work there are 5 different plans. I was single up until 3 years ago, and got the cheapest, most affordable plan for my family and 2 kids ($280 a month...que the car comparison again)
Deductibles went up for ER visits ($150) outpatient visits (same) and inpatient stays of 24 hours plus ($300).
We have never had a deductible for prescription drugs. Most are a $10 copay
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BlackHelicopterPilot
LSU Fan
Top secret lab
Member since Feb 2004
27107 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:24 pm to EthanL)
Much more complete. Thanks.
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EthanL
LSU Fan
Harvey LA
Member since Oct 2011
2335 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:25 pm to jcole4lsu)
quote:
you can't hold a relaxed discussion because you are unable to think coherently enough to provide a rational thought.
Ok got it. I'm an idiot. Do yourself a favor, and stay out of my threads.
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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
22347 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:26 pm to EthanL)
quote:
Do yourself a favor, and stay out of my threads.
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fleaux
LSU Fan
section 0
Member since Aug 2012
1744 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 3:28 pm to EthanL)
About 4 years ago it was $1000. Apparently big companies that offer insurance benefits are trending towards these high-deductible lower(allegedly) premium policies and also only cover prescriptions that they deem to be preventative. My daughter was taking a medication that cost previously $44 a month that is now $182 with the new plan.......
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paps
LSU Fan
Member since May 2011
186 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 4:19 pm to EthanL)
quote:
Well I apologize. Did not know there were plans this bad out there.
What an idiot
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BBONDS25
LSU Fan
Member since Mar 2008
12032 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 4:38 pm to EthanL)
quote:
This makes no sense whatsoever. A family copay? And $2500 bucks?
I call BS
aren't familiar with insurance are you? A deductible is different from a copay. He said a $2500 family deductible. Mine is $5600. $2800 individual, $5600 family. It means each person in the family has a $2800 deductible until the aggregate reaches $5600. It's very common.
ETA: Beat me to it.
ETA: It is painfully obvious you think your employer sponsored plan is the same as everyone else's in America. I have a Blue Cross Individual Family Plan. $650/month, $5600 family deducitble. That equals $1,117/ month. That is about $500 less than my mortgage!! 2 years ago I pad about $750 a month with a $1000 deductible. Thats $833 a month. I guess I should be excited my premiums went down, right? Is that the leftist mantra?
This post was edited on 2/14 at 4:45 pm
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Chimlim
LSU Fan
Baton Rouge, LA
Member since Jul 2005
10430 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/14/13 at 4:47 pm to EthanL)
So what is your point?
Did your premiums go down? If not, then what's the big deal about a $10 savings in co-pay?
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Kickadawgitfeelsgood
Lafayette LA
Member since Nov 2005
7340 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 1:57 am to BBONDS25)
quote:
I have a Blue Cross Individual Family Plan. $650/month, $5600 family deducitble.
I'm with BCBS as well. Have you been notified of growing numbers of doctor's group leaving their relationship with Blue Cross?
Just this week, I received notification of both of my closest hospital ER doctor groups leaving. Not happy.
ETA: Clarification
This post was edited on 2/15 at 2:26 am
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BBONDS25
LSU Fan
Member since Mar 2008
12032 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 7:42 am to Kickadawgitfeelsgood)
I had not seen any of that. But that is not good. It also doesn't surprise me.
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tcoachmc 
Stanford Fan
Palo Alto
Member since Dec 2010
896 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 8:15 am to EthanL)
You never answered the question about being against the constitution. ARE YOU AGAINST THE CONSTITUTION OF THE UNITED STATES?
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EthanL
LSU Fan
Harvey LA
Member since Oct 2011
2335 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 8:28 am to tcoachmc)
Can you read?
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SmackoverHawg 
Arkansas Fan
Member since Oct 2011
6398 posts
 Online
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 8:38 am to EthanL)
I'm a physician and I haven't seen ANYBODY'S co-pays go down. In fact, just the opposite. Co-pays up, deductables up, monthly premiums up, benefits down, medication coverage down. I call bull shite unless your insurance changed.
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ljhog
Arkansas Fan
Lake Jackson, Tx.
Member since Apr 2009
9027 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 9:28 am to SmackoverHawg)
I have a really good insurance plan. My medical expenses are capped at $6000 a year of which I cover $4500 and the company $1500. I pay whatever the negotiated price for all services and prescriptions up to the cap. Afterwards it's covered 100%. If I don't use $6000 worth of services then the balance carries over to the next year.
In addition, I have been funding the plan an extra $1250/year long enough that I always have a minimum of $5000 positive balance. I go to a doctor, hospital, or drug store and just swipe the credit card. No muss, no fuss, no worries.
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Champagne 
New Orleans Saints Fan
French and Spanish Empire Border
Member since Oct 2007
8074 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 10:43 am to EthanL)
quote:
I am 36, I am against abortion, homosexuality, war, the constitution, to name a few.
You are against the US Constitution? Wow. You really ARE a Democrat.
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davesdawgs 
Georgia Fan
Georgia
Member since Oct 2008
11108 posts
| re: Well, co-pays for us here in Bama are down (Posted on 2/15/13 at 10:52 am to EthanL)
quote:
Well, co-pays for us here in Bama are down
I assume the "us" is just you and your family. I would guess your situation is not the norm. My Mom's copay went up to 85 bucks on some of her routine medicines; Santyl is one of them. She's diabetic and often needs Santyl ointment to help in the healing of wounds.
This post was edited on 2/15 at 11:47 am
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