Well, co-pays for us here in Bama are down | Page 2 | TigerDroppings.com

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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27041 posts

re: Well, co-pays for us here in Bama are down


quote:

I swear you guys are so partisan, so ready to draw a line on ideology,

i cant remember the last time i voted for a republican other than ted cruz in a major state or national election. i guess bush the first time around. but yeah, im the partisan one.

quote:

you can't even have a relaxed discussion with someone you perceive as 'the enemy'.

you can't hold a relaxed discussion because you are unable to think coherently enough to provide a rational thought.






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crawdaddy52
Vanderbilt Fan
Member since Dec 2010
865 posts

re: Well, co-pays for us here in Bama are down


If Obama cured cancer....





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Jbird
Iowa Fan
In Odramaville with EthanL
Member since Oct 2012
16748 posts

re: Well, co-pays for us here in Bama are down


quote:

id I read this correctly? You are against the constitution?


Yes he is, something about an arcance old document by racist white guys IIRC.






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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27041 posts

re: Well, co-pays for us here in Bama are down


quote:

Well I apologize. Did not know there were plans this bad out there.

good lord, insulated much?






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EthanL
LSU Fan
Auburn,AL
Member since Oct 2011
3291 posts

re: Well, co-pays for us here in Bama are down


quote:

When you ONLY comment on the co-pay...you kinda sound like the guy who answers "how much does your car cost?" with: $500 per month


That's not quite comparing apples to oranges but I see your point.

Where I work there are 5 different plans. I was single up until 3 years ago, and got the cheapest, most affordable plan for my family and 2 kids ($280 a month...que the car comparison again)

Deductibles went up for ER visits ($150) outpatient visits (same) and inpatient stays of 24 hours plus ($300).

We have never had a deductible for prescription drugs. Most are a $10 copay






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BlackHelicopterPilot
LSU Fan
Top secret lab
Member since Feb 2004
33063 posts

re: Well, co-pays for us here in Bama are down


Much more complete. Thanks.








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EthanL
LSU Fan
Auburn,AL
Member since Oct 2011
3291 posts

re: Well, co-pays for us here in Bama are down


quote:

you can't hold a relaxed discussion because you are unable to think coherently enough to provide a rational thought.


Ok got it. I'm an idiot. Do yourself a favor, and stay out of my threads.






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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27041 posts

re: Well, co-pays for us here in Bama are down


quote:

Do yourself a favor, and stay out of my threads.







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fleaux
LSU Fan
section 0
Member since Aug 2012
6772 posts

re: Well, co-pays for us here in Bama are down


About 4 years ago it was $1000. Apparently big companies that offer insurance benefits are trending towards these high-deductible lower(allegedly) premium policies and also only cover prescriptions that they deem to be preventative. My daughter was taking a medication that cost previously $44 a month that is now $182 with the new plan.......





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paps
LSU Fan
Member since May 2011
196 posts

re: Well, co-pays for us here in Bama are down


quote:

Well I apologize. Did not know there were plans this bad out there.



What an idiot






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BBONDS25
LSU Fan
Member since Mar 2008
16402 posts

re: Well, co-pays for us here in Bama are down


quote:


This makes no sense whatsoever. A family copay? And $2500 bucks?

I call BS



aren't familiar with insurance are you? A deductible is different from a copay. He said a $2500 family deductible. Mine is $5600. $2800 individual, $5600 family. It means each person in the family has a $2800 deductible until the aggregate reaches $5600. It's very common.

ETA: Beat me to it.

ETA: It is painfully obvious you think your employer sponsored plan is the same as everyone else's in America. I have a Blue Cross Individual Family Plan. $650/month, $5600 family deducitble. That equals $1,117/ month. That is about $500 less than my mortgage!! 2 years ago I pad about $750 a month with a $1000 deductible. Thats $833 a month. I guess I should be excited my premiums went down, right? Is that the leftist mantra?



This post was edited on 2/14 at 4:45 pm


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Chimlim
LSU Fan
Baton Rouge, LA
Member since Jul 2005
11582 posts

re: Well, co-pays for us here in Bama are down


So what is your point?

Did your premiums go down? If not, then what's the big deal about a $10 savings in co-pay?






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Kickadawgitfeelsgood
Lafayette LA
Member since Nov 2005
8204 posts
 Online 

re: Well, co-pays for us here in Bama are down


quote:

I have a Blue Cross Individual Family Plan. $650/month, $5600 family deducitble.


I'm with BCBS as well. Have you been notified of growing numbers of doctor's group leaving their relationship with Blue Cross?

Just this week, I received notification of both of my closest hospital ER doctor groups leaving. Not happy.

ETA: Clarification



This post was edited on 2/15 at 2:26 am


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BBONDS25
LSU Fan
Member since Mar 2008
16402 posts

re: Well, co-pays for us here in Bama are down


I had not seen any of that. But that is not good. It also doesn't surprise me.





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tcoachmc
Stanford Fan
Palo Alto
Member since Dec 2010
916 posts

re: Well, co-pays for us here in Bama are down


You never answered the question about being against the constitution. ARE YOU AGAINST THE CONSTITUTION OF THE UNITED STATES?





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EthanL
LSU Fan
Auburn,AL
Member since Oct 2011
3291 posts

re: Well, co-pays for us here in Bama are down


Can you read?





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SmackoverHawg
Arkansas Fan
Member since Oct 2011
13987 posts
 Online 

re: Well, co-pays for us here in Bama are down


I'm a physician and I haven't seen ANYBODY'S co-pays go down. In fact, just the opposite. Co-pays up, deductables up, monthly premiums up, benefits down, medication coverage down. I call bull shite unless your insurance changed.





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ljhog
Arkansas Fan
Lake Jackson, Tx.
Member since Apr 2009
10038 posts

re: Well, co-pays for us here in Bama are down


I have a really good insurance plan. My medical expenses are capped at $6000 a year of which I cover $4500 and the company $1500. I pay whatever the negotiated price for all services and prescriptions up to the cap. Afterwards it's covered 100%. If I don't use $6000 worth of services then the balance carries over to the next year.
In addition, I have been funding the plan an extra $1250/year long enough that I always have a minimum of $5000 positive balance. I go to a doctor, hospital, or drug store and just swipe the credit card. No muss, no fuss, no worries.






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Champagne
New Orleans Saints Fan
French and Spanish Empire Border
Member since Oct 2007
11763 posts
 Online 

re: Well, co-pays for us here in Bama are down


quote:

I am 36, I am against abortion, homosexuality, war, the constitution, to name a few.


You are against the US Constitution? Wow. You really ARE a Democrat.






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davesdawgs
Georgia Fan
Georgia - Class of '75
Member since Oct 2008
17478 posts

re: Well, co-pays for us here in Bama are down


quote:

Well, co-pays for us here in Bama are down


I assume the "us" is just you and your family. I would guess your situation is not the norm. My Mom's copay went up to 85 bucks on some of her routine medicines; Santyl is one of them. She's diabetic and often needs Santyl ointment to help in the healing of wounds.



This post was edited on 2/15 at 11:47 am


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